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6439 Morattico Rd , Lancaster, VA 22503
$425,000
Est. Payment: $2,226.52/mo
2 Bed
2 Bath
1696 Sqft
2.25 Acres
Status: active | Days on site: 75
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REKL1 - 3395176
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House Description

Built in the late 1800s, this charming clapboard home is a rare blend of historic character and thoughtful modern updates. From the moment you arrive, you'll feel the warmth of a home that has been loved for generations. Beautiful hardwood floors throughout, custom millwork, and architectural details you simply can't replicate today. Water views greet you from nearly every window, filling the home with natural light and a sense of calm. The formal living room invites quiet mornings, its bookcases lending an air of old-world charm perfect for the avid reader. The family room offers a cozier, sunlit gathering space, with floor-to-ceiling windows framing the river beyond. The custom kitchen blends timeless character with modern function, while two spacious bedrooms and two full baths offer comfortable, updated living. A detached storage shed presents an easy opportunity to expand — imagine it reimagined as a third bedroom, studio, or guest retreat. Step outside to the true heart of this property: a screened gazebo overlooking the river, ideal for morning coffee, evening sunsets, launching kayaks, or simply savoring the sound of the water. With potential for a private dock, the possibilities for waterfront living are endless. Nestled in Morattico - a waterfront, golf-cart community where time seems to slow down - this home invites you to embrace long walks, sunny afternoons, quiet moments in nature, and the simple joy of relaxing on your own private gazebo. Here, life moves at the pace it was always meant to. Move in and enjoy a slice of heaven on earth!

Highlights

Listed by Katelyn Edgar , 8597078610 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

Lot/Acreage
2.25

Year Built

1895

County

Lancaster

Neighborhood

Village Of Morattico

School District

Lancaster County Public Schools

Listing ID

VALV2001200

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer, Washer/Dryer Stacked, Water Heater - Tankless
Air Cond:Central A/C,Multi Units,Zoned
Fireplaces:
Above Ground Sq Ft:1696
Other:
  • ▪ Additional:Built-Ins, Crown Moldings, Dining Area, Family Room Off Kitchen, Upgraded Countertops, Wood Floors
Water:Well-Shared

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Zoning:R3
Sewer:Septic Exists
Parking Features:Driveway
Principal Interest
$2,227
Taxes
$173

Home Price

$425,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,226.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,226.52 $173.17 $0.00 $2,399.69
Yearly $26,718.24 $2,078.00 $0.00 $28,796.24
Total $801,547.13 $62,340.00 $0.00 $863,887.13
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lancaster, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS