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104 Cumberland Cir , Locust Grove, VA 22508
$389,000
Est. Payment: $2,037.92/mo
3 Bed
2 Bath
1692 Sqft
0.34 Acres
Status: active | Days on site: 10
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House Description

At 104 Cumberland Circle, the view becomes part of your everyday story. Expansive living room windows frame the pond and the golf course’s 14th green, while vaulted ceilings create an airy, welcoming space. Picture settling in with your morning coffee as the peaceful scenery sets the tone for your day. Just off the living and dining rooms, a spacious sunroom invites you to linger over those views. From leisurely mornings to evenings spent catching up with friends, this inviting retreat gives you another reason to slow down and enjoy being home. On cooler nights, the gas fireplace in the dining area adds a cozy glow, inviting you to gather around the table and linger a little longer. Three bedrooms, two bathrooms, a two-car garage, and the ease of one-level living bring comfort and convenience together. With the beach within walking distance and the front gate close by, a day by the water or an outing beyond the community is always within easy reach. Beyond your doorstep, Lake of the Woods opens the door to a lifestyle filled with possibilities. This private, gated community in Orange County features a 550-acre main lake, a 35-acre fishing lake, a golf course, and an equestrian center, along with a fire and rescue department and a church within the gates. Spend your days boating, water skiing, kayaking, golfing, or horseback riding, then gather for a meal at the clubhouse overlooking the water. With beaches to explore and more than 60 clubs and organizations, there are countless ways to find your people and pursue what you love. Join a game of bridge, volunteer your time and talents, or simply savor the scenery. Whether you’re looking for a full-time home or a weekend escape, 104 Cumberland Circle offers a beautiful place to begin your next chapter. Come experience it for yourself. I would love to introduce you to Lake of the Woods by boat and by car so you can discover the places, views, and everyday moments that make this community special.

Highlights

Listed by Catherine E Blocker , 7037321572 EXP Realty, LLC , 5403882541. Bright MLS

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

2600 Annually

Year Built

1980

County

Orange

Neighborhood

Lake Of The Woods

School District

Orange County Public Schools

Listing ID

VAOR2015454

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Built-In Microwave, Dishwasher, Washer, Washer/Dryer Stacked
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:1692
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Dining Area, Entry Level Bedroom, Skylight(s), No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Open,Pond,Not New Construction,Horse Property: Yes
Garage Capacity:2
Zoning:R3
Others:
  • ▪ Additional:Bar/Lounge, Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Dog Park, Fitness Center, Gated Community, Gift Shop, Golf Course, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Lake, Marina/Marina Club, Meeting Room, Newspaper Service, Party Room, Pickleball Courts, Picnic Area, Pier/Dock, Pool - Outdoor, Putting Green, Recreational Center, Riding/Stables, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Insurance, Management, Pier/Dock Maintenance, Pool(s), Road Maintenance, Reserve Funds, Security Gate, Snow Removal
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Inside Access,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,038
Taxes
$178
HOA
$2,600

Home Price

$389,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$77,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,037.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,037.92 $177.92 $2,600.00 $4,815.84
Yearly $24,455.05 $2,135.00 $31,200.00 $57,790.05
Total $733,651.37 $64,050.00 $936,000.00 $1,733,701.37
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Locust Grove, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS