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sales rep | Brivity IDX

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109 Fairfax Ln , Locust Grove, VA 22508
$400,000
Est. Payment: $2,095.55/mo
4 Bed
3 Bath
1829 Sqft
0.3 Acres
Status: active | Days on site: 70
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EXPY5 - 115988
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House Description

**** Welcome to Lake of the Woods — a charming rambler in a sought-after gated community with serious upside potential. Set on a flat lot just steps from the small marina, the property provides easy access to the 550-acre lake for boating, fishing, and outdoor living. Inside, an open-concept living and kitchen area features wood floors, vaulted ceilings, and a stone fireplace. French doors off the kitchen open to a back deck overlooking peaceful, wildlife-filled scenery. The main level offers a primary suite, three additional bedrooms, and a full bath. A two-car garage provides generous parking and storage. The finished basement (490 sq. ft.) adds a full bath and flexible recreation space, perfect for guests, a home office, or hobbies. Year-round comfort is supported by electric baseboard heat and window A/C units, plus an 8,000W Generac backup generator and an extra propane tank.

Highlights

Listed by Kevin L Dybal , 7033445252 EXP Realty, LLC , 8668257169. Bright MLS

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

2004 Annually

Year Built

1991

County

Orange

Neighborhood

Lake Of The Woods

School District

Orange County Public Schools

Listing ID

VAOR2015062

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer - Electric, Oven - Single, Oven/Range - Electric, Refrigerator, Stove, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:1829
Basement:Connecting Stairway,Daylight,Partial,Fully Finished,Heated,Outside Entrance,Rear Entrance,Walkout Stairs
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Skylight(s), Stove - Wood, Walk-in Closet(s), Window Treatments
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R3
Others:
  • ▪ Additional:Bar/Lounge, Baseball Field, Basketball Courts, Beach, Beach Club, Boat Ramp, Club House, Common Grounds, Community Center, Dog Park, Fitness Center, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Jog/Walk Path, Lake, Meeting Room, Non-Lake Recreational Area, Party Room, Picnic Area, Pier/Dock, Pool - Outdoor, Putting Green, Riding/Stables, Security, Soccer Field, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security Gate
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Side Entry,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,096
Taxes
$190
HOA
$2,004

Home Price

$400,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,095.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,095.55 $189.75 $2,004.00 $4,289.30
Yearly $25,146.58 $2,277.00 $24,048.00 $51,471.58
Total $754,397.30 $68,310.00 $721,440.00 $1,544,147.30
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Locust Grove, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS