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408 Westover Pkwy , Locust Grove, VA 22508
$530,000
Est. Payment: $2,776.60/mo
5 Bed
3 Bath
2980 Sqft
0.49 Acres
Status: active | Days on site: 1
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House Description

Welcome to waterfront living in the private, gated community of Lake of the Woods. Set on nearly half an acre with lake frontage on Keaton Lake, this three-level Cape Cod offers a rare blend of everyday comfort and resort-style recreation—ideal as a primary home, second home, or flexible investment with multi-family, short-term, and long-term rental potential (subject to LOWA and local rules). A park-like backyard of mature hardwoods frames the shoreline and outdoor living: gather around the fire pit, enjoy the expansive deck, or relax on the screen-covered porch. Inside, three finished levels and five bedrooms deliver space to live, host, and grow—two bedrooms on the main level, two upstairs, and one on the finished lower level. The main level features a full kitchen and inviting living and dining areas that open toward the porch and deck. The finished lower level—a true walk-out—adds a second full kitchen, a full bathroom, a bedroom, and flexible living space with direct access to the yard and a driveway that wraps around to the rear, supporting multigenerational living or income-producing use. HardiePlank siding and gutter guards keep exterior care simpler. A detached garage with attic storage and a basketball hoop covers the toys, tools, and extras. Beyond your lot, Lake of the Woods puts golf, clubhouses, beaches, pools, tennis, fitness, stables, and more within everyday reach—an unmatched location for lake life year-round. Come see why this waterfront address is ready for its next chapter.

Highlights

Listed by Curtis Lee Hartless , 5405388969 Ascendancy Realty LLC , 5407675063. Bright MLS

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

2600 Annually

Year Built

1987

County

Orange

Neighborhood

Lake Of The Woods

School District

Orange County Public Schools

Listing ID

VAOR2015640

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Oven/Range - Electric, Range Hood, Refrigerator, Icemaker, Extra Refrigerator/Freezer, Washer - Front Loading, Dryer - Front Loading
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:
Above Ground Sq Ft:1868
Below Ground Sq Ft:1112
Basement:Daylight,Partial,Full,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Poured Concrete,Rear Entrance,Shelving,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:2nd Kitchen, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Primary Bath(s), Stove - Wood, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Trees/Wooded,Bulkheaded,Fishing Available,Partly Wooded,Premium,Rear Yard,Not New Construction,Horse Property: Yes,Waterfront
Garage Capacity:10
Zoning:R3
Roof:Asphalt
Others:
  • ▪ Additional:Gutter System, Very Good, Bar/Lounge, Baseball Field, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Dining Rooms, Dog Park, Exercise Room, Fitness Center, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Lake, Meeting Room, Mooring Area, Non-Lake Recreational Area, Party Room, Picnic Area, Pier/Dock, Pool - Outdoor, Putting Green, Recreational Center, Riding/Stables, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Common Area Maintenance, Management, Pool(s), Reserve Funds, Road Maintenance, Security Gate, Snow Removal
Sewer:Public Sewer
Parking Features:Gravel Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,777
Taxes
$237
HOA
$2,600

Home Price

$530,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$106,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,776.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,776.60 $236.50 $2,600.00 $5,613.10
Yearly $33,319.21 $2,838.00 $31,200.00 $67,357.21
Total $999,576.42 $85,140.00 $936,000.00 $2,020,716.42
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Locust Grove, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS