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577 Melrose Rd , Lottsburg, VA 22511
$820,000
Est. Payment: $4,295.87/mo
4 Bed
5 Bath
3271 Sqft
2.05 Acres
Status: active | Days on site: 137
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SHORE1 - 3225939,3399817
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House Description

Wake up to breathtaking water views from nearly every room in this meticulously maintained waterfront retreat. Thoughtfully designed to maximize both comfort and scenery, this exceptional home offers the perfect blend of elegance, functionality, and coastal charm. The open-concept main living area is ideal for entertaining, featuring a spacious kitchen with granite countertops, dining area, and living room accented by exposed beams, a cozy fireplace, and expansive windows that frame stunning views of Lodge Creek. Whether hosting a gathering or enjoying a quiet evening at home, the space is both inviting and unforgettable. On the top floor, all three bedrooms feature private ensuite bathrooms, generous storage, and direct access to the rear deck—each offering incredible water views that make every day feel like a getaway. The finished basement provides exceptional flexibility with its own kitchenette, oversized bedroom, full bathroom, and abundant storage. The large common area offers endless possibilities, from a recreation room or living room to guest accommodations—all while continuing to showcase beautiful waterfront vistas. Outside, you'll find an expansive rear deck and attached screened-in porch, creating the perfect setting for morning coffee, evening crab feasts, or simply taking in the peaceful waterfront surroundings. Rarely does a home combine such stunning views, thoughtful design, and versatile living spaces. This one-of-a-kind waterfront property must be seen in person to truly appreciate all it has to offer.

Highlights

Listed by Melissa L. Bradley , 8047612024 and Savannah Wood Self , 8047611365 Shore Realty, Inc. , 8045297020. Bright MLS

Property Type

Residential

Lot/Acreage
2.05

Year Built

2008

County

Northumberland

Neighborhood

None

School District

Northumberland County Public Schools

Listing ID

VANV2002136

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Gas, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Wood,Ceramic Tile,Carpet
Above Ground Sq Ft:2460
Below Ground Sq Ft:811
Basement:Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Jetted Tub, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Upgraded Countertops, Walk-in Closet(s), Wood Floors
Water:Well

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:5
Zoning:RESIDENTIAL
Roof:Composite
Others:
  • ▪ Additional:Exterior Lighting
Sewer:On Site Septic
Parking Features:Gravel Driveway,Garage - Side Entry,Detached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,296
Taxes
$528

Home Price

$820,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$164,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,295.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,295.87 $527.62 $0.00 $4,823.49
Yearly $51,550.48 $6,331.44 $0.00 $57,881.92
Total $1,546,514.46 $189,943.20 $0.00 $1,736,457.66
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lottsburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS