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32 Miltons Ln , Louisa, VA 23093
$394,999
Est. Payment: $2,069.35/mo
4 Bed
2 Bath
1438 Sqft
1.12 Acres
Status: pending | Days on site: 20
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ISL1 - 3094927
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House Description

*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Lake Anna living is calling! Welcome to your own peaceful retreat on the public side of Lake Anna, where lake days, outdoor adventures, and unforgettable memories await! Nestled on a partially wooded 1.12-acre lot with privacy and winter lake views, this charming one-level rancher offers 1,438 square feet of living space, 4 bedrooms, 2 full bathrooms, and an incredible 330-square-foot screened porch that is sure to become your favorite place to relax and unwind. Best of all, you're within walking distance or a short golf cart ride to the neighborhood waterfront common area, where you'll find a boat ramp, boat slips, picnic pavilion, and playground. Spend your days boating, swimming, fishing, and soaking up everything Lake Anna has to offer! Step inside to discover a welcoming interior featuring fresh paint, luxury vinyl plank flooring, and an updated kitchen complete with beautiful new quartz countertops, stainless steel appliances, and a breakfast bar that opens to the dining area. The functional, single-level layout offers comfortable everyday living and plenty of room for family and guests. One of the true highlights of this property is the spacious 330-square-foot screened porch, featuring soaring vaulted ceilings, a ceiling fan, and a TV, creating the perfect setting for morning coffee, afternoon relaxation, or entertaining friends after a fun-filled day on the lake. Step outside onto the newer deck overlooking the private, tree-lined backyard, where you'll find a fenced area perfect for children and pets, along with a fire pit for roasting marshmallows and making memories under the stars. The natural setting provides a wonderful sense of privacy and tranquility. Additional highlights include an oversized attached 2.5-car garage with plenty of space for vehicles, lake toys, and storage, plus high-speed Firefly fiber internet for those who work from home. Short-term rentals are permitted, offering an excellent opportunity for those looking for a weekend getaway, full-time residence, or investment property. The neighborhood waterfront common area is conveniently located at the end of Miltons Lane, making it easy to launch your boat and head out for a day of fun. You're less than 15 minutes from the town of Louisa for everyday conveniences, shopping, and dining, and just a quick boat ride or drive to popular Lake Anna destinations including Tim's at Lake Anna, The Cove, and local marinas. Come see for yourself! Whether you're searching for a full-time home, a relaxing weekend escape, or a place to create lasting lake memories, this property offers the perfect combination of comfort, privacy, and access to the Lake Anna lifestyle. Come experience the lake life you've been dreaming of! *Discounted monthly payment with seller's preferred lender. Savings up to $237 per month. Contact listing agent or see document section for more details.*

Highlights

Listed by Ashley Hoffman , 5408346417 Lake Anna Island Realty , 5408944400. Bright MLS

Property Type

Residential

Lot/Acreage
1.12

HOA Fee

200 Annually

Year Built

2001

County

Louisa

Neighborhood

Scott Mccoy

School District

Louisa County Public Schools

Listing ID

VALA2010782

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Refrigerator, Microwave, Oven/Range - Electric, Washer, Dryer
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1438
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Chair Railings, Combination Kitchen/Dining, Crown Moldings, Breakfast Area, Ceiling Fan(s), Dining Area, Kitchen - Eat-In, Primary Bath(s), Upgraded Countertops
Water:Well

Exterior Features

Lot:Landscaping,Rear Yard,Backs to Trees,Front Yard,Level,Partly Wooded,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R2
Roof:Shingle
Others:
  • ▪ Additional:Boat Ramp, Lake, Picnic Area, Common Grounds, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip, Common Area Maintenance, Pier/Dock Maintenance
Sewer:On Site Septic
Parking Features:Gravel Driveway,Garage - Front Entry,Inside Access,Additional Storage Area,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,069
Taxes
$214
HOA
$200

Home Price

$394,999

Loan Details

30 yrs
6.844%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,069.35

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,069.35 $213.83 $200.00 $2,483.18
Yearly $24,832.18 $2,566.00 $2,400.00 $29,798.18
Total $744,965.45 $76,980.00 $72,000.00 $893,945.45
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Louisa, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS