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446 Bailey Dr , Louisa, VA 23093
$599,500
Est. Payment: $3,140.70/mo
2 Bed
2 Bath
1568 Sqft
2.12 Acres
Status: active | Days on site: 95
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CENT102 - 3043125
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House Description

A ONE-OF-A-KIND LAKEFRONT RETREAT WITH 2.12 ACRES & APPROXIMATELY 300 FEET OF WATERFRONT! Properties like this are hard to find. Tucked away at the end of a cul-de-sac and has two large entry gates, one for the house and one by the lake- this unique 2-bedroom, 2-bath cottage style house offers an exceptional combination of privacy, usable land, expansive lakefront, recreational space, and amenities designed for enjoying the lake lifestyle. A charming lighted wooden walkway winds through the property and leads you toward the waterfront and boathouse, creating a beautiful transition from the home to the lake. At the water's edge, the pontoon boathouse is built for both fun and entertaining, featuring an outdoor bar, power lift, and stairs leading directly into the lake. With approximately 300 feet of waterfront, there is plenty of room to enjoy boating, swimming, fishing, relaxing, and gathering with family and friends. The 2-bedroom, 2-bath cottage offers residential living space upstairs including a loft area, while the entire length of the home below provides an expansive bonus area with tremendous flexibility and an already built in kitchenette with a laundry area. An oversized garage door allows easy access for an RV, boat, watercraft, recreational equipment, and all the toys that make lake living so much fun. The garage includes an RV hookup and a professional air tank for inflating water toys, making this property exceptionally well suited for an active lake lifestyle. Outside, the possibilities continue with the extra space for a home expansion if desired, the fully fenced yard provides a great space for family, guests, pets, and outdoor activities. A completely finished office shed offers a dedicated workspace away from the main house, while additional outbuildings provide valuable storage and utility. The property offers plenty of space for guests and family to spread out, play, entertain, and enjoy the outdoors.

Highlights

Listed by Neil N Rubsam , 5409034276 Century 21 Redwood Realty , 5408982900. Bright MLS

Property Type

Residential

Lot/Acreage
2.12

HOA Fee

200 Annually

Year Built

1992

County

Louisa

Neighborhood

Sunning Hills

School District

Louisa County Public Schools

Listing ID

VALA2010324

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Heat Pump(s)
Fireplaces:Flue for Stove,Free Standing,Wood,1 Fireplace
Above Ground Sq Ft:1568
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Bulkheaded,Cul-de-sac,Fishing Available,Front Yard,Secluded,Trees/Wooded,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:4
Zoning:R2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Boat Storage, Outbuilding(s), Very Good, Boat Ramp, Common Grounds
Sewer:On Site Septic
Parking Features:Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,141
Taxes
$213
HOA
$200

Home Price

$599,500

Loan Details

30 yrs
6.844%

Down Payment

20%
$119,900
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Monthly Price:
$3,140.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,140.70 $212.58 $200.00 $3,553.29
Yearly $37,688.43 $2,551.00 $2,400.00 $42,639.43
Total $1,130,652.95 $76,530.00 $72,000.00 $1,279,182.95
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Louisa, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS