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147 Freshwater Cove Ln , Lovingston, VA 22949
$449,000
Est. Payment: $2,352.25/mo
3 Bed
3 Bath
1464 Sqft
3.38 Acres
Status: active | Days on site: 60
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MAGM1 - 3385963
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House Description

Welcome to this well-maintained 3 bedroom 2 bath brick ranch situated on 3.38 acres! This property offers a newer roof, stainless steel appliances, and a full apartment on the lower level, providing excellent flexibility for guests, extended family, or potential rental income. The like-new tiny home adds even more possibilities for rental income, a guest retreat, or private living space. Outside, enjoy a large in-ground swimming pool, a fenced-in yard perfect for kids and pets, and an extremely nice storage building offering plenty of additional space. Ideally located on the same road as Lovingston Winery and directly across from Oak Ridge Estate & Farm, this property offers a unique combination of comfort, space, and investment potential in a beautiful setting!
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Highlights

Listed by Hope Metzger , 4342380149 Magnolia Mountain Realty LLC , 5405860920. Bright MLS

Property Type

Residential
Lot/Acreage
3.38

Year Built

1972

County

Nelson

 Neighborhood

Unknown

 School District

Nelson County Public Schools

Listing ID

VANL2000728

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Oven - Double, Refrigerator
Air Cond:Heat Pump(s)
Fireplaces:1 Fireplace
Above Ground Sq Ft:1320
Below Ground Sq Ft:144
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:2nd Kitchen, Carpet, Combination Kitchen/Dining, Entry Level Bedroom
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:R2
Others:
  • ▪ Additional:Outbuilding(s)
Sewer:Private Septic Tank
Parking Features:Asphalt Driveway,Attached Carport,1+ Spaces
Principal Interest
$2,352
Taxes
$154

Home Price

$449,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,352.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,352.25 $154.33 $0.00 $2,506.59
Yearly $28,227.03 $1,852.00 $0.00 $30,079.03
Total $846,810.97 $55,560.00 $0.00 $902,370.97
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lovingston, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS