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38 Estes Ln , Mineral, VA 23117
$2,450,000
Est. Payment: $12,835.23/mo
6 Bed
5 Bath
5930 Sqft
1.14 Acres
Status: active | Days on site: 63
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ISL1 - 3094927
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House Description

*DISCOUNTED MONTHLY PAYMENT AVAILABLE. Savings up to $1,329 per month.* Welcome to Pura Vida, your dream waterfront retreat on the public side of Lake Anna! Built in 2025 and beautifully situated on 1.14 acres with no HOA, this stunning Craftsman-style home offers incredible water views, approximately 400 feet of shoreline, a private double-decker boathouse and exceptional indoor and outdoor living spaces. Being offered furnished and turn-key, this home is ready to enjoy from day one! From the moment you arrive, the attention to detail stands out. Board-and-batten siding accented with warm wood details creates timeless curb appeal, while a striking stone wall entrance welcomes you inside. The heart of the home is the spacious open-concept kitchen, dining and great room, where vaulted ceilings, a beautiful stone gas fireplace and a wall of windows fill the space with natural light while showcasing gorgeous views of the lake. Designed for entertaining, the kitchen features a huge center island, quartz countertops, black stainless steel appliances, a 4-burner gas stove with griddle, pot filler, large walk-in pantry and wet bar complete with an ice maker and beverage cooler. The spacious primary suite is truly one of a kind, featuring a custom en-suite bath with a walk-in closet, double vanity, soaking tub and an impressive walk-in stone shower. Upstairs you'll find a large additional bedroom, while the finished lower walkout level provides even more room to spread out with a spacious recreation/living area, two additional bedrooms and a full bath. The oversized 30x30 garage is connected to the home and offers an incredible bonus, a finished apartment above complete with a family room, kitchen, bedroom and full bath. It's the perfect setup for extended family, guests or additional recreation space. Outdoor living is just as impressive. A massive covered porch overlooking the water features a stunning vaulted wood ceiling, while a separate screened porch offers another peaceful place to enjoy the lake views. The lower-level stamped-concrete patio features a hot tub and plenty of space to unwind. Gather around the fire pit after a day on the water, rinse off in the outdoor shower or head down to your private double-decker boathouse. Designed for the ultimate Lake Anna lifestyle, the boathouse features a boat slip with an electric lift, composite decking, storage, a lower-level dining and lounging area, and an expansive upper sundeck perfect for soaking up the sun. With approximately 400 feet of shoreline, you can spend your days boating, swimming and enjoying the water right from your own backyard. High-speed internet and short-term rentals add even more flexibility, making this property ideal for full-time living, a weekend retreat or an investment opportunity. The home is currently operated as a short-term rental with a newer rental history. You'll also love the convenient location just across the water from local favorites including Tim's at Lake Anna, Moo Thru, mini golf and an arcade, putting dining and entertainment just minutes away. Built for lake living, entertaining and making memories, this exceptional waterfront home brings together modern craftsmanship, spacious indoor and outdoor living, beautiful water views and your own private boathouse. Come experience the Lake Anna lifestyle! See rental projection and rental history along with a list of exclusions for items that do not convey in documents section. *Discounted monthly payment with seller's preferred lender. Savings up to $1,329 per month. Contact listing agent or see MLS document section for more details.*

Highlights

Listed by Ashley Hoffman , 5408346417 Lake Anna Island Realty , 5408944400. Bright MLS

Property Type

Residential

Lot/Acreage
1.14

Year Built

2025

County

Louisa

Neighborhood

Cochrans Landing

School District

Louisa County Public Schools

Listing ID

VALA2010532

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Refrigerator, Range Hood, Stainless Steel Appliances, Stove, Oven - Single, Microwave, Icemaker, Extra Refrigerator/Freezer, Dishwasher, Built-In Microwave, Water Heater, Dryer, Oven/Range - Gas, Washer
Air Cond:Heat Pump(s)
Fireplaces:Stone,Gas/Propane,1 Fireplace
Floor:Luxury Vinyl Plank,Ceramic Tile
Above Ground Sq Ft:3665
Below Ground Sq Ft:2265
Basement:Daylight,Full,Connecting Stairway,Fully Finished,Heated,Interior Access,Outside Entrance,Walkout Level,Windows,Improved,Rear Entrance
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Attic/House Fan, Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wet/Dry Bar, WhirlPool/HotTub, Wood Floors, Wine Storage, Bar, Family Room Off Kitchen, Kitchen - Gourmet, Upgraded Countertops
Water:Well

Exterior Features

Lot:Bulkheaded,Cleared,Front Yard,Landscaping,Open,Premium,Rear Yard,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:6
Zoning:R2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Hot Tub, Sidewalks, Extensive Hardscape, Outside Shower, Excellent
Sewer:Septic Exists,Septic < # of BR
Parking Features:Gravel Driveway,Garage - Front Entry,Additional Storage Area,Garage - Side Entry,Garage Door Opener,Inside Access,Oversized,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$12,835
Taxes
$650

Home Price

$2,450,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$490,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,835.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,835.23 $650.00 $0.00 $13,485.23
Yearly $154,022.78 $7,800.00 $0.00 $161,822.78
Total $4,620,683.45 $234,000.00 $0.00 $4,854,683.45
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mineral, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS