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804 St Frances Ave , Mineral, VA 23117
$429,900
Est. Payment: $2,252.19/mo
3 Bed
2 Bath
2480 Sqft
0.52 Acres
Status: active | Days on site: 37
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House Description

This well-maintained 3-bedroom, 2-bath brick home sits on a beautifully landscaped corner lot in the heart of Mineral, offering generous living space, thoughtful upgrades, and the convenience of town living. Step inside to an open and inviting main level filled with natural light from a sunny bay window. Hardwood flooring and crown molding add warmth and character, while the layout flows comfortably between the living and dining areas. The eat-in kitchen features rich pine cabinetry, granite countertops, and a convenient pass-through window to the adjoining living space creating an easy connection while cooking or entertaining. A spacious walk-in laundry room adds everyday functionality. All three bedrooms and both full baths are conveniently located on the main level. The primary suite features a private bath with a jetted tub, while two additional bedrooms and a second full bath complete the level. Thoughtful storage is incorporated throughout, with built-in bedroom closet shelving and convenient pull-down access to additional attic storage. Comfort and efficiency are found throughout the home. Both bathrooms feature electric heated ceramic tile floors, while an energy-efficient electric heat pump with propane backup provides year-round comfort. A whole-house, on-demand propane water heater with a circulation loop provides efficient hot water throughout the home. Upgraded 20-amp copper wiring adds durability and enhanced electrical capacity. The partially finished walkout basement adds even more versatility, offering approximately 800 finished square feet plus an additional 880 unfinished square feet, with heating and cooling extending into the unfinished space. The finished area features gas logs with a screen and provides plenty of room for a family room, media room, recreation space, home office, or other flexible living needs. The unfinished portion offers exciting possibilities for a workshop, hobby area, home gym, or future finished space. A generator hookup with an included portable whole-house Generac generator provides added convenience and preparedness. The beautifully landscaped yard features an established Zoysia lawn, peaceful koi pond, expansive deck with metal gazebo, and above-ground pool—creating an inviting outdoor space for relaxing or entertaining.. A half-circle driveway provides convenient access and ample parking. The roof features 50-year shingles installed approximately 12 years ago, along with gutter/leaf guards for easier exterior maintenance. Located within the Town of Mineral, the home offers the charm of an established residential setting with everyday conveniences close at hand, including Xfinity internet availability and free weekly town trash pickup. With its combination of main-level living, versatile basement space, energy-conscious systems, thoughtful upgrades, and beautiful outdoor areas this home offers much more than meets the eye.

Highlights

Listed by Taylor Shelton , 5408941883 and Shauna Butler , 5408050420 Town & Country Elite Realty, LLC. , 5408457247. Bright MLS

Property Type

Residential

Lot/Acreage
0.52

Year Built

1985

County

Louisa

Neighborhood

None Available

School District

Louisa County Public Schools

Listing ID

VALA2010668

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer, Water Heater - Tankless
Air Cond:Central A/C
Fireplaces:Gas/Propane,Mantel(s),Stone,1 Fireplace
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:1680
Below Ground Sq Ft:800
Basement:Connecting Stairway,Full,Heated,Improved,Interior Access,Outside Entrance,Partially Finished,Side Entrance,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic/House Fan, Bathroom - Jetted Tub, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wood Floors
Water:Public

Exterior Features

Lot:Corner,Front Yard,Level,Rear Yard,SideYard(s),Not New Construction,Horse Property: No,In City Limits
Zoning:TOWN
Roof:Shingle
Others:
  • ▪ Additional:Exterior Lighting, Excellent
Sewer:On Site Septic,Septic Exists
Parking Features:Circular Driveway,Gravel Driveway,Driveway
Principal Interest
$2,252
Taxes
$254

Home Price

$429,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$85,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,252.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,252.19 $254.17 $0.00 $2,506.36
Yearly $27,026.28 $3,050.00 $0.00 $30,076.28
Total $810,788.50 $91,500.00 $0.00 $902,288.50
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mineral, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS