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109 White Oak Dr , Mineral, VA 23117
$624,900
Est. Payment: $3,273.77/mo
3 Bed
3 Bath
1943 Sqft
0.92 Acres
Status: pending | Days on site: 120
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LAKEPM1 - 3346139
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House Description

One-of-a-kind Lake Anna retreat, offered for sale for the very first time by its original owner. Lovingly maintained and thoughtfully designed, this exceptional home offers the perfect blend of privacy, flexibility, and the Lake Anna lifestyle. Nestled on a beautifully wooded corner lot within a gated lake access community on the public side of Lake Anna, this distinctive contemporary home features 3 spacious bedrooms plus a versatile bonus room that can serve as a home office, nursery, hobby room, fitness space, or even a 4th bedroom for those who desire the additional sleeping area. Designed with flexibility in mind, the home adapts easily to your family's changing needs. From the moment you arrive, you'll appreciate the peaceful, park-like setting. Mature trees, meticulously maintained landscaping, a recently re-sealed paved driveway, and warm contemporary architecture create an inviting first impression. Inside, expansive windows fill the home with natural light while showcasing tranquil wooded surroundings and seasonal views of Lake Anna. The open-concept floor plan creates an effortless flow between the living, dining, and kitchen areas, making everyday living and entertaining equally enjoyable. Step outside onto the spacious composite rear deck, an ideal space for morning coffee, outdoor dining, or relaxing with friends while surrounded by nature. One of this property's most unique features is its exceptional flexibility outdoors. Multiple outbuildings provide endless possibilities for storage, hobbies, workshop space, recreational equipment, or future uses. A detached garage, generous paved parking, and the oversized corner lot offer ample room for boats, trailers, guests, gardening, and outdoor recreation. Additional highlights include: * Gated public-side Lake Anna community * Lake access with community boat slips * Hardwood flooring *Composite rear deck * Screened room for front porch sitting *Manicured lawn * 3 Car Detached Garage * 3 Other Outbuildings *Large corner lot * Seasonal lake views * Whole-house Generac generator * Conditioned concrete crawl spaces * Detached garage * Recently re-sealed paved driveway * Mature landscaping and exceptional privacy Whether you're looking for a full-time residence, a weekend getaway, or an investment property near Lake Anna, this thoughtfully maintained home offers a rare combination of character, versatility, and location, all just minutes from marinas, restaurants, shopping, wineries, breweries, and everything Lake Anna has to offer. A virtual tour is available, but this one-of-a-kind property is truly best experienced in person. Schedule your private showing today and discover everything this exceptional Lake Anna home has to offer.

Highlights

Listed by Kristie Cooke , 5402875290 Lake Anna Property Management And Real , 5403887870. Bright MLS

Property Type

Residential

Lot/Acreage
0.92

HOA Fee

750 Annually

Year Built

1993

County

Louisa

Neighborhood

Oak Landing

School District

Louisa County Public Schools

Listing ID

VALA2009626

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Stove, Washer, Water Heater
Air Cond:Central A/C,Ceiling Fan(s),Ductless/Mini-Split
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:1943
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Upgraded Countertops, Walk-in Closet(s), Water Treat System, Window Treatments, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Corner,Front Yard,Level,Open,Private,Rear Yard,Road Frontage,Rural,SideYard(s),Cleared,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R
Others:
  • ▪ Additional:Exterior Lighting, Outbuilding(s), Secure Storage, Excellent
Sewer:On Site Septic
Parking Features:Asphalt Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Detached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$3,274
Taxes
$250
HOA
$750

Home Price

$624,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$124,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,273.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,273.77 $250.00 $750.00 $4,273.77
Yearly $39,285.24 $3,000.00 $9,000.00 $51,285.24
Total $1,178,557.18 $90,000.00 $270,000.00 $1,538,557.18
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mineral, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS