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1079 Alma Gaynelle Dr , Mineral, VA 23117
$699,000
Est. Payment: $3,661.97/mo
4 Bed
3 Bath
2379 Sqft
1.7 Acres
Status: active | Days on site: 79
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ISL1 - 3094927
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House Description

*DISCOUNTED MONTHLY PAYMENT AVAILABLE. Savings up to $438 per month* Completed and Move-In Ready! Here's your chance to own a brand-new home in Sunset Estates on the public side of Lake Anna, complete with an assigned covered boat slip (#18) and access to an unmatched lineup of resort-style amenities. High-speed fiber internet is available, making it easy to work remotely while enjoying lake life. Situated on a spacious 1.7 acre lot, this thoughtfully designed home offers 2,379 finished square feet with an additional 1,180 unfinished square feet in the walkout basement, already roughed in for a future bathroom providing endless possibilities to expand your living space. The open-concept floor plan features 4 bedrooms, 2.5 baths, and luxury vinyl plank flooring throughout. The spacious primary suite includes a walk-in closet, double vanity, and a beautifully tiled walk-in shower. Designed with curb appeal in mind, the exterior showcases 16-inch vertical board-and-batten HardiePlank siding, a welcoming covered front porch, and a two-car attached garage. Need more space for your lake toys or workshop? The lot can also accommodate a 30x40 detached garage. Additional features include a dual-zone Trane HVAC system for year-round comfort. As an owner in Sunset Estates, you'll enjoy all the exceptional amenities of Sunset Cove, including a stunning clubhouse with lounge and bar, saltwater swimming pool, fitness center, disc golf course, basketball and pickleball courts, hiking and walking trails, and so much more. Ideally located in the heart of Lake Anna, you'll be just minutes from waterfront restaurants, marinas, shopping, and everyday conveniences. Experience the best of Lake Anna living in one of the area's premier lake communities! Home is completed and ready for you! *Discounted monthly payment with seller's preferred lender. Savings up to $438 per month. Contact listing agent or see MLS document section for more details.*

Highlights

Listed by Ashley Hoffman , 5408346417 Lake Anna Island Realty , 5408944400. Bright MLS

Property Type

Residential

Lot/Acreage
1.7

HOA Fee

307 Quarterly

Year Built

2026

County

Louisa

Neighborhood

Sunset Estates

School District

Louisa County Public Schools

Listing ID

VALA2010242

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances
Air Cond:Ceiling Fan(s),Heat Pump(s)
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:2379
Basement:Full,Interior Access,Outside Entrance,Poured Concrete,Rear Entrance
Other:
  • ▪ Additional:Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s)
Water:Well

Exterior Features

Lot:Backs to Trees,Front Yard,Level,Rear Yard,Horse Property: No
Garage Capacity:6
Zoning:R2
Roof:Shingle
Others:
  • ▪ Additional:Exterior Lighting, Excellent, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Common Grounds, Club House, Community Center, Fitness Center, Jog/Walk Path, Lake, Party Room, Pier/Dock, Pool - Outdoor, Swimming Pool, Water/Lake Privileges, Pickleball Courts, Common Area Maintenance, Pier/Dock Maintenance
Sewer:Septic Exists
Parking Features:Garage - Side Entry,Garage Door Opener,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,662
Taxes
$90
HOA
$307

Home Price

$699,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,661.97

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,661.97 $89.92 $307.00 $4,058.89
Yearly $43,943.64 $1,079.00 $3,684.00 $48,706.64
Total $1,318,309.28 $32,370.00 $110,520.00 $1,461,199.28
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mineral, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:10:58.000Z

© 2026 Bright MLS