*DISCOUNTED MONTHLY PAYMENT AVAILABLE* A stunning Craftsman-style home built in 2024, comes fully furnished and is perfectly positioned as your Lake Anna water-access retreat. This 4 bedroom, 2 bath home is situated on a spacious .98-acre lot on a quiet street near a cul-de-sac, in The Waters at Lake Anna, one of the most desirable communities on the private side of Lake Anna. Life here feels like a resort. Enjoy an in-ground pool, sandy beach, clubhouse, boat ramp, tennis, pickleball, basketball, playground, and more. The community offers 9 day slips plus 11 boat slips available for annual lease. High-speed fiber internet is available, so working or playing from home is seamless. This beautiful property features attractive board and batten siding with shake accents, exceptional curb appeal, and over 2,300 square feet of thoughtfully designed living space. Inside, you'll find an open and inviting floor plan with luxury vinyl plank flooring throughout the main living areas, soaring 9-foot ceilings, and abundant natural light. The spacious family room serves as the heart of the home, featuring a cozy gas fireplace with mantle and seamless flow into the kitchen and dining areas, creating the perfect space for everyday living and entertaining. The beautifully appointed kitchen is sure to impress with gorgeous quartz countertops, a breakfast bar with seating, black stainless steel appliances, a tile backsplash, farmhouse sink, and a walk-in pantry. The main level offers three bedrooms and two full bathrooms, including a spacious primary suite featuring luxury vinyl plank flooring, two walk-in closets, and an attached bath with a double vanity and a tiled walk-in shower. Upstairs, you'll find a versatile bonus room that can serve as a fourth bedroom, second living area, game room, media room, or home office, providing flexibility to suit your lifestyle needs. Step outside and enjoy peaceful mornings on the covered front porch or relax and entertain on the covered rear porch overlooking the stamped concrete patio, fire pit, and the fully fenced backyard offers a safe and private space for children and pets to play. The attached two-car garage offers plenty of room for vehicles, lake toys, and storage. Additional features include a front-loading two-car attached garage, high-speed fiber internet availability, and excellent short-term rental potential. In fact, this property is already operating successfully as a short-term rental, making it an exceptional opportunity for investors, second-home buyers, or those seeking a full-time residence with income-producing potential. All of this in a golf cart friendly community that has been voted one of the best neighborhoods to live in year after year! Just minutes from groceries, dining, coffee shops, and local favorites like Lake Anna Taphouse and The Yacht Club. This one truly checks all the boxes. *Discounted monthly payment with seller's preferred lender. Savings up to $390 per month. Contact listing agent or see document section for more details.*