*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Don't miss this incredible opportunity to own this home in Windwood Coves at Lake Anna, situated within a gated community with High Speed Fiber Internet! This fully furnished lake-access chalet-style retreat offers over 3,000 square feet of living space, and includes your very own assigned boat slip (#1) in the main common area and is located in the most coveted subdivision at Lake Anna. Situated on a private 1.23 acre lot, this spacious 2.5 level home features 4 bedrooms, 3 full bathrooms, and a versatile loft area, making it ideal as a full-time residence, vacation getaway, or short-term rental investment. The main level showcases a warm and inviting family room with tile flooring, painted wood beams, a pellet stove, and three sliding glass doors that bring in abundant natural light and provide easy access to the expansive outdoor living spaces. This level also offers a spacious dining area, a beautifully updated kitchen, a full bathroom, a dry bar, and a flexible room that can serve as a home office or fourth bedroom. The stunning kitchen was completely renovated and features a massive center island, granite countertops, stainless steel appliances, a 5-burner gas cooktop, wall oven, tile backsplash, and a convenient pot filler. Upstairs, you'll find a second family room with soaring ceilings, skylights, and a beautiful stone wood-burning fireplace with hearth and mantle, creating the perfect gathering space after a day on the lake. The upper level also includes the primary suite, complete with luxury vinyl plank flooring, two closets, and a private bath featuring tile flooring, a walk-in tile shower with dual niches and a built-in bench. Two additional bedrooms and another full bathroom complete this level. The loft area provides additional flexible living space and is perfect for a reading nook, play area, or cozy lounge. Outdoor living is equally impressive with a huge full-length composite wraparound deck, a concrete patio, fire pit area, and a storage shed that conveys. Extensive updates provide peace of mind, including a new HVAC system (2025), new siding and composite decking (2023), a completely renovated main level and kitchen (2021), new roof (2019), relocated driveway entrance within the community gate (2018), new well pump (2016), all new PEX plumbing lines, and updated flooring throughout. The washer and dryer also convey. Enjoy the ultimate Lake Anna lifestyle with boating, fishing, swimming, and waterfront dining just moments away from your assigned boat slip. Beyond its natural beauty, the community offers a range of amenities to enhance your lifestyle, including spending your days boating, fishing, or simply soaking up the sun on the shores of the lake. Nestled in the sought after Windwood Coves Subdivision, a gated community on the lake with multiple common areas. Great mid-lake location just minutes to groceries, dining, Lake Anna Taphouse and more! Explore hours of fun at common area where you can launch your boat and enjoy the large sandy beach, picnic pavilion, playground, pickleball and tennis court. Golf Cart friendly community! Move right in and start making memories, this exceptional Lake Anna retreat comes fully furnished and ready to enjoy! *Discounted monthly payment with seller's preferred lender. Savings up to $315 per month. Contact listing agent or see document section for more details.*