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sales rep | Brivity IDX

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Lot 41 East Point Way , Moneta, VA 24121
$375,000
Est. Payment: $1,964.58/mo
0.48 Acres
Status: active | Days on site: 53
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VIRNG1 - 3389187
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House Description

RARE SMITH MOUNTAIN LAKE WATERFRONT LOT WITH NEW BOAT DOCK ALREADY IN PLACE! Skip one of the biggest hurdles of purchasing undeveloped lakefront property. This 0.48-acre waterfront homesite in Winding Waters already features a beautiful newly constructed boat dock with a party deck, giving you the opportunity to enjoy Smith Mountain Lake while planning and building your future lake home. Located on a peaceful cove, the property combines waterfront access with privacy from mature trees along one side. The dock is pre-wired for electricity and lighting, creating an excellent foundation for future lake days, boating and evenings on the water. The property offers community water, underground electric and an exceptionally low HOA fee of approximately $190 per year. Imagine your custom lake home overlooking the water with your boat waiting at your own dock just steps away. Located in the desirable Winding Waters community of Moneta, this is an opportunity to secure a waterfront homesite where one of the most significant lakefront improvements—the dock—is already complete. Bring your builder and your plans and start creating your Smith Mountain Lake home. All information to be independently verified by buyer and buyer's agent.

Highlights

Listed by Kendra Porter , 5406765454 Virginia Realty Group , 5406765454. Bright MLS

Property Type

Vacant Land

Lot/Acreage
0.48

HOA Fee

190 Annually

County

Franklin

School District

Franklin County Public Schools

Listing ID

VAFK2000138

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Interior Features

Water:Community

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Zoning:RPD
Sewer:Other
Principal Interest
$1,965
Taxes
$47
HOA
$190

Home Price

$375,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,964.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,964.58 $46.58 $190.00 $2,201.16
Yearly $23,574.92 $559.00 $2,280.00 $26,413.92
Total $707,247.47 $16,770.00 $68,400.00 $792,417.47
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Moneta, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS