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4604 Spalding Dr , Dumfries, VA 22025
$1,049,000
Est. Payment: $5,495.57/mo
5 Bed
4 Bath
3528 Sqft
0.5 Acres
Status: active | Days on site: 51
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House Description

Buy this home with a 6.25% – 6.50% interest rate or lower on a 30-year fixed mortgage (seller-paid rate buy-down), come see it and I’ll share the details.” Motivated Seller is ready to consider a reasonable offer. Submit your offer today! Beautiful Lakefront Home in the sought-after Montclair community. This lovely home features 5 Bedrooms, Large Updated Kitchen, 3.5 baths, Master Suite with large Walk-in Closet, 2 Car Garage, Long Driveway, Large Rear Deck, Fully Finished Basement, Landscaped Front Yard, Concrete Patio in the Rear, Boating Dock with a an Electric Pontoon Boat, Hot Tub and more! The main level has been upgraded, highlighted by a stunning $75,000 kitchen renovation featuring updated finishes, custom cabinetry and stone countertops designed for everyday living and entertaining. Additional improvements include new flooring on the main level, a built-in electric fireplace with custom bookshelves, elegant dining room trim with wine rack, crown molding, and enhanced storage in the garage and laundry area. The front of the home has a new porch railing and approximately $6,000 in front-yard hardscaping, creating an inviting approach to the property. The master bedroom features hardwood floors and a upgraded bathroom shower with approximately $15,000 in improvements, along with wainscoting, crown molding, and bedside sconces that add character and sophistication. The second full bathroom has also been enhanced with a high-end tile shower. The basement level provides additional flexible living space, including a bedroom/office area with updated trim, flooring and full bathroom. Major mechanical improvements include a 2026 American Standard heat pump ($21k), and a 2025 80-gallon water heater. This Lakefront Home combines thoughtful updates on all three levels along with a well maintained front yard and real deck & patio. Enjoy the community's natural surroundings, recreational opportunities, and convenient access to shopping, dining, public library and commuter routes only minutes away. Ideally positioned along the water, this residence offers the opportunity to enjoy peaceful lake views while being surrounded by amenities that make Montclair such a desirable community with several playgrounds and great schools close by. Don't wait! Come and see this distinctive lakefront property with substantial improvements already completed—ready for its next owner to enjoy. See you soon!

Highlights

Listed by JOE L LOZANO Jr. , 7037723774 Samson Properties , 7033788810. Bright MLS

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

73 Monthly

Year Built

1980

County

Prince William

Neighborhood

Lake Montclair

School District

Prince William County Public Schools

Listing ID

VAPW2130752

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop - Down Draft, Dishwasher, Disposal, Extra Refrigerator/Freezer, Microwave, Oven - Wall, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Wood,1 Fireplace
Floor:Carpet,Hardwood,Laminate Plank,Tile/Brick
Above Ground Sq Ft:2352
Below Ground Sq Ft:1176
Basement:Fully Finished
Other:
  • ▪ Additional:Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Gourmet, Sauna, Walk-in Closet(s), WhirlPool/HotTub, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Fishing Available,Front Yard,Partly Wooded,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:7
Zoning:RES Planned Community mixed
Roof:Architectural Shingle
Others:
  • ▪ Additional:Boat Storage, Gutter System, Hot Tub, Underground Lawn Sprinkler, Excellent, Beach, Bike Trail, Boat Ramp, Common Grounds, Dog Park, Lake, Meeting Room, Party Room, Picnic Area, Tot Lots/Playground, Water/Lake Privileges, Common Area Maintenance, Management, Reserve Funds, Road Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Paved Driveway,Garage - Side Entry,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,496
Taxes
$643
HOA
$73

Home Price

$1,049,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,495.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,495.57 $643.33 $73.00 $6,211.91
Yearly $65,946.90 $7,720.00 $876.00 $74,542.90
Total $1,978,406.91 $231,600.00 $26,280.00 $2,236,286.91
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Dumfries, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS