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sales rep | Brivity IDX

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Bishop Dr , Montross, VA 22520
$40,000
Est. Payment: $209.55/mo
Status: active | Days on site: 100
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KWR12 - 3048750
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House Description

Create your dream home on this beautiful waterfront lot on Lake Independence in the sought-after Stratford Harbour community! Lot 133 Bishop Drive offers a peaceful setting with scenic lake views, making it the perfect location for a full-time residence or weekend retreat. Enjoy direct access to Lake Independence for kayaking, canoeing, paddleboarding, fishing, and swimming, while also taking advantage of the many amenities this waterfront community has to offer. Stratford Harbour residents enjoy access to a community clubhouse, swimming pool, tennis and basketball courts, playground, picnic areas, private beaches, Shark Tooth Beach on the Potomac River, and a marina with Potomac River access for boating and fishing adventures. Lake Independence is reserved for non-gas-powered watercraft, providing a quiet and relaxing atmosphere for enjoying nature. (Showcase) Conveniently located near historic Montross, Stratford Hall, and Westmoreland State Park, this property offers the perfect combination of natural beauty, recreation, and small-town charm. Whether you’re ready to build now or invest for the future, this is a fantastic opportunity to own waterfront property in one of the Northern Neck’s most desirable communities.

Highlights

Listed by Kathy M Dove , 8047613129 Keller Williams Fairfax Gateway , 7032223300. Bright MLS

Property Type

Vacant Land

HOA Fee

550 Annually

County

Westmoreland

School District

Westmoreland County Public Schools

Listing ID

VAWE2011778

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Interior Features

Water:Community,Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:RES
Sewer:No Septic System
Principal Interest
$210
Taxes
$24
HOA
$550

Home Price

$40,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$8,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$209.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $209.55 $23.67 $550.00 $783.22
Yearly $2,514.66 $284.00 $6,600.00 $9,398.66
Total $75,439.73 $8,520.00 $198,000.00 $281,959.73
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS