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Lot # 43 South Independence Drive , Montross, VA 22520
$12,999
Est. Payment: $68.10/mo
0.42 Acres
Status: active | Days on site: 211
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ACGRP1 - 3091008
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

A WONDERFUL opportunity to build the home of your dreams with this CORNER LOT and enjoy ALL of the Amenities that Stratford Harbour in Montross, Va. offers! This home building lot is #43 South Independence Drive and in the well sought-after Community of Stratford Harbour and county assessed for $20,800!! This lot is priced well under assessed value at $12,999.! The approximate Sq, Footage is 18295.20 and the acreage is 0.42 Acres! Septic perc is on file for a 2 Bedroom Home for the buyer to re certify. With today’s technology involving septic systems, it is possible that this lot could perk for a three bedroom home. Please provide an offer with a Land study and have a septic professional reevaluate. This is a spacious corner lot and is priced to sell. Please see attached photos of the location of the Lot and of all of the amenities that Stratford Harbour offers! Stratford Harbour Member only access to Beaches on the Lake and the Marina on the Potomac River. Discover why Stratford Harbour is such a well sought-after waterfront community where "Neighbors become friends and friends become family!" Watch my Video Tour of Stratford Harbour right here on the MLS!
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Highlights

Listed by Tina M. Keene , 3017511154 AC Realty Group , 8045870870. Bright MLS

Property Type

Vacant Land
Lot/Acreage
0.42

HOA Fee

503 Annually

County

Westmoreland

 School District

Westmoreland County Public Schools

Listing ID

VAWE2010846

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Interior Features

Water:None

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R/2
Others:
  • ▪ Additional:Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Dining Rooms, Exercise Room, Lake, Marina/Marina Club, Meeting Room, Non-Lake Recreational Area, Party Room, Pickleball Courts, Picnic Area, Pier/Dock, Pool - Outdoor, Security, Shared Slip, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
Sewer:No Septic System
Principal Interest
$68
Taxes
$12
HOA
$503

Home Price

$12,999

Loan Details

30 yrs
6.844%

Down Payment

20%
$2,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$68.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $68.10 $11.79 $503.00 $582.89
Yearly $817.20 $141.44 $6,036.00 $6,994.64
Total $24,516.03 $4,243.20 $181,080.00 $209,839.23
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS