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148 Matthews Cove Dr , Montross, VA 22520
$384,999
Est. Payment: $2,016.96/mo
3 Bed
2 Bath
1800 Sqft
2.21 Acres
Status: active | Days on site: 110
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CIC1 - 3298552
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Welcome to 148 Matthews Cove Drive in Montross, VA! This beautifully maintained 3-bedroom, 2-bath home offers the perfect combination of modern comfort and peaceful country living. Situated on a spacious 2.5-acre open lot, this property provides plenty of room to enjoy the outdoors while offering privacy and tranquility. Step inside to discover an inviting open floor plan enhanced by impressive 10-foot ceilings that create a bright and airy atmosphere throughout the home. The gourmet kitchen is designed to impress, featuring granite countertops, upgraded cabinetry, modern stainless steel appliances, and ample space for cooking and entertaining. The spacious primary suite and two additional bedrooms offer generous closet space, while the well-appointed bathrooms provide both style and functionality. A spacious 2-car garage and included washer and dryer add to the home's convenience. Located in a charming waterfront community with access to Nomini Creek and the Potomac River, you'll enjoy the best of Northern Neck living with opportunities for boating, fishing, kayaking, and relaxing by the water. Whether you're searching for a full-time residence or a weekend getaway, this exceptional property offers the perfect home in the perfect community. Schedule your private tour today!
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Highlights

Listed by Darion Antione Payne , 5404128338 Call It Closed International Realty , 8332427007. Bright MLS

Property Type

Residential
Lot/Acreage
2.21

HOA Fee

360 Annually

Year Built

2023

County

Westmoreland

 Neighborhood

Nomini Bay Farms

 School District

Westmoreland County Public Schools

Listing ID

VAWE2011650

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Stainless Steel Appliances
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1800
Other:
  • ▪ Main Floor Bedrooms:3
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Shingle
Sewer:On Site Septic
Parking Features:Garage - Side Entry,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,017
Taxes
$26
HOA
$360

Home Price

$384,999

Loan Details

30 yrs
6.844%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,016.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,016.96 $26.17 $360.00 $2,403.13
Yearly $24,203.52 $314.00 $4,320.00 $28,837.52
Total $726,105.51 $9,420.00 $129,600.00 $865,125.51
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T07:10:58.000Z

© 2026 Bright MLS