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196 Matthews Cove Dr , Montross, VA 22520
$599,000
Est. Payment: $3,138.08/mo
3 Bed
2 Bath
2229 Sqft
2.34 Acres
Status: active | Days on site: 110
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SHORE1 - 3225939
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House Description

Superior location for this One level brick Waterfront Home on the protected Matthews Cove of the desirable Nomini waterway! A Sprawling 2.34 acres offers a huge back yard, Nice shade trees and lots of nature to enjoy! As soon as you enter, you will see the nicely laid out interior. Relax and take in the breezes on the large screen porch! The interior boasts over 2,200 sq ft, an open floorplan, newly updated Kitchen with stainless appliances plus granite counters along with custom Cabinetry, Primary suite offers vaulted ceilings plus a walk-in closet, 2 Guest Bedrooms, Nice Guest Bath, laundry room, Formal dining area and a splendid sunroom that is sure to please every buyer. Other great highlights: side grilling deck, a paved driveway, a large 400 sq ft waterside deck great for entertaining, an outdoor shower, a covered front porch & More. There is an oversized attached garage which has space for vehicles, gardening equipment and a workshop area. A Great water Location with a pier, boat lift, good boating depth, 315 ft of shoreline and a quick boat ride to Sharks tooth Island or the Coles Point Tavern for a tasty meal! Very accessible to Fredericksburg and Northern Virgina too ! 196 Matthews Cove Drive would be a Great Place to reside full time or just enjoy as a weekend retreat !

Highlights

Listed by Melissa L. Bradley , 8047612024 Shore Realty, Inc. , 8045297020. Bright MLS

Property Type

Residential

Lot/Acreage
2.34

HOA Fee

315 Annually

Year Built

1993

County

Westmoreland

Neighborhood

Nomini Bay Farms

School District

Westmoreland County Public Schools

Listing ID

VAWE2011730

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer - Front Loading, Microwave, Oven/Range - Gas, Refrigerator, Washer - Front Loading, Water Heater
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Wood
Above Ground Sq Ft:2229
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Walk-in Closet(s), Formal/Separate Dining Room, Upgraded Countertops, Kitchen - Eat-In, Recessed Lighting, Bathroom - Soaking Tub, Entry Level Bedroom, Family Room Off Kitchen, Wood Floors
Water:Community

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Not New Construction,Horse Property: No,Waterfront
Garage Capacity:4
Zoning:R
Roof:Composite
Others:
  • ▪ Additional:Exterior Lighting, Outside Shower
Sewer:Septic Exists
Parking Features:Paved Driveway,Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,138
Taxes
$323
HOA
$315

Home Price

$599,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$119,800
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Monthly Price:
$3,138.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,138.08 $323.25 $315.00 $3,776.33
Yearly $37,657.00 $3,879.00 $3,780.00 $45,316.00
Total $1,129,709.95 $116,370.00 $113,400.00 $1,359,479.95
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS