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66 Old Prospect Landing , Montross, VA 22520
$560,000
Est. Payment: $2,933.77/mo
3 Bed
2 Bath
1644 Sqft
4 Acres
Status: active | Days on site: 177
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House Description

Tucked away on four private wooded acres with over 400 feet of waterfront along Nomini Creek, this well-maintained 3-bedroom, 2-full-bath cedar rancher offers a rare combination of privacy, space, and true waterfront living. A circular driveway welcomes you into a peaceful, tree-lined setting with parking for six or more vehicles, along with a detached two-car carport, creating an immediate sense of privacy and retreat. Inside, the home opens to a bright and inviting layout centered around the living and family rooms, where hardwood floors, abundant natural light, and a fireplace create a warm and comfortable atmosphere. Large windows naturally draw your attention toward the surrounding landscape and water beyond. The kitchen and dining area connect easily to the main living spaces, offering a functional layout with ample cabinetry and a comfortable flow for everyday living and entertaining. The primary suite features a walk-in closet and a bright bathroom with a skylight, while two additional bedrooms and a full bath are conveniently located on the same level. From the main living area, step out to one of the home's most special features: a large screened upper deck positioned at an elevated vantage point with beautiful views of Nomini Creek. Just below, a secondary deck provides additional space for grilling, relaxing, or entertaining, creating a seamless connection between indoor and outdoor living. A short walk through the trees leads to your private waterfront setting. With over 400 feet of frontage, the property features a 110-foot pier, a covered boat lift with electric and water, and a private boat launch. A fishing boat and trailer are also included with the sale. Enjoy boating, fishing, swimming, or simply taking in the quiet beauty of Nomini Creek, all from your own property. Additional features include a full unfinished basement offering excellent storage or future expansion potential, along with prior updates including HVAC replacement and a large picture window overlooking the water. Please respect the privacy of the property and its owners. All visits to the property, including the driveway, grounds, waterfront, pier, and outdoor areas, must be scheduled in advance and accompanied by a licensed real estate agent. No unauthorized access is permitted. More than just a home, this is a private waterfront retreat where land, views, recreation, and lifestyle come together in a truly special setting.

Highlights

Listed by Jin Kim , 2405051626 Samson Properties , 7033788810. Bright MLS

Property Type

Residential

Lot/Acreage
4

HOA Fee

250 Annually

Year Built

1989

County

Westmoreland

Neighborhood

Old Prospect Landing

School District

Westmoreland County Public Schools

Listing ID

VAWE2011252

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven - Wall, Refrigerator, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:Screen,Wood,1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:1644
Basement:Connecting Stairway,Interior Access,Outside Entrance,Rear Entrance,Unfinished,Windows,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Ceiling Fan(s), Combination Dining/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Skylight(s), Walk-in Closet(s), Window Treatments
Water:Community

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed,Waterski/Wakeboard,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:8
Zoning:R1
Roof:Asphalt
Others:
  • ▪ Additional:Boat Ramp
Sewer:On Site Septic,Septic Exists
Parking Features:Circular Driveway,Driveway,Detached Carport,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,934
Taxes
$273
HOA
$250

Home Price

$560,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,933.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,933.77 $272.75 $250.00 $3,456.52
Yearly $35,205.21 $3,273.00 $3,000.00 $41,478.21
Total $1,056,156.22 $98,190.00 $90,000.00 $1,244,346.22
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS