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181 Haulover Dr , Montross, VA 22520
$2,450
Est. Payment: $12.84/mo
3 Bed
3 Bath
2222 Sqft
0.56 Acres
Status: active | Days on site: 95
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House Description

Welcome to waterfront living in Stratford Harbour! This stunning custom-built home, just one year young, offers more than 2,200 square feet of beautifully designed living space with breathtaking views of Cold Harbor Creek and the marina from nearly every room. Perfectly positioned to capture direct wooded water views, the picturesque setting offers all the beauty of waterfront living while maintaining the peaceful privacy of a woodland retreat. Inside, soaring cathedral ceilings and an open-concept design create an airy, light-filled atmosphere ideal for both everyday living and effortless indoor/outdoor entertaining. The expansive 40x10 rear deck extends the living space outdoors, creating the perfect setting for hosting guests, enjoying waterfront sunrises, or relaxing with morning coffee as sailboats drift quietly into the harbor. The gourmet kitchen serves as the centerpiece of the home, featuring quartz countertops, stainless steel appliances, vent hood, drawer microwave, double oven range, and refrigerator. Luxury vinyl plank flooring runs throughout the main living spaces, while tile baths and plush carpeting in the guest bedrooms add warmth and comfort. The main-level primary suite is a private sanctuary with serene morning water views, his and hers closets, and a spa-inspired bath complete with a quartz double vanity, private water closet, and oversized dual-head tiled shower. Downstairs, the walk-out lower level with impressive 10-foot ceilings offers two oversized guest bedrooms, a full bath, spacious family room with office nook, laundry room, and a separate utility/storage room with abundant space for organization and storage. Located directly beside the marina, the property also offers the rare convenience of enjoying a private boat slip without the upkeep or expense of dock ownership—an exceptional advantage for effortless waterfront living. Blending luxury finishes, thoughtful craftsmanship, and unforgettable views, this nearly new waterfront retreat is a rare offering in Stratford Harbour.

Highlights

Listed by Michelle L Smith , 3212921165 RE/MAX Supercenter , 5407755661. Bright MLS

Property Type

Residential Lease

Lot/Acreage
0.56

Year Built

2025

County

Westmoreland

Neighborhood

Stratford Harbour

School District

Westmoreland County Public Schools

Listing ID

VAWE2011824

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Exhaust Fan, Extra Refrigerator/Freezer, Oven - Double, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Water Heater - High-Efficiency
Air Cond:Central A/C,Energy Star Cooling System,Multi Units,Programmable Thermostat,Zoned
Fireplaces:Mantel(s),Gas/Propane,1 Fireplace
Floor:Luxury Vinyl Plank,Carpet,Ceramic Tile
Above Ground Sq Ft:1205
Below Ground Sq Ft:1017
Basement:Daylight,Full,Heated,Improved,Outside Entrance,Interior Access,Poured Concrete,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments
Water:Public

Exterior Features

Lot:Partly Wooded,Private,Stream/Creek,Tidal Wetland,Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:80x345
Garage Capacity:7
Zoning:RE
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Excellent, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Lake, Meeting Room, Party Room, Pickleball Courts, Pier/Dock, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
Sewer:Private Septic Tank
Parking Features:Garage - Side Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$13
Taxes
$2

Home Price

$2,450

Loan Details

30 yrs
6.844%

Down Payment

20%
$490
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $12.84 $1.56 $0.00 $14.40
Yearly $154.02 $18.74 $0.00 $172.77
Total $4,620.68 $562.28 $0.00 $5,182.96
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS