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275 Castle Dr , Montross, VA 22520
$393,000
Est. Payment: $2,058.88/mo
3 Bed
3 Bath
2772 Sqft
1.79 Acres
Status: active | Days on site: 21
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SRMFE1 - 3325747
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House Description

If Northern Neck living in Westmoreland County, in close proximity to the Potomac River, is something you have been looking for, check out this fantastic two-story home with a full basement. 3 bedrooms, 2 1/2 baths, spacious and well-appointed kitchen, a fabulous screened porch nearby, a dining room, bonus rooms, a hot tub, outdoor living areas and more await. A List of improvements made by the current owners is available upon request. Stratford Harbour has many wonderful amenities, including a private beach, pool, clubhouse, access to Lake Independence, playground and tennis courts, Potomac River Marina with Boat Ramp and boat slips for rent by POA members. This listing includes all three lots totaling 1.79+ acres of lovely woodland. A garden path winds through the woodland toward the lake, providing a view of the lake from the woodland. Additional information and disclosures are included in the Documents section of the MLS. Minutes to shopping, restaurants and Stratford Hall. An easy drive to Dahlgren / King George, Fredericksburg, Southern Maryland, Tappahannock, Warsaw and convenient to Washington, D.C. Wineries, farmers markets, farm stands, fresh seafood, farm to table offerings, historic sites, and much more await.

Highlights

Listed by Karin J Andrews , 8044455500 Shaheen, Ruth, Martin & Fonville Real Estate , 8042882100. Bright MLS

Property Type

Residential

Lot/Acreage
1.79

HOA Fee

250 Annually

Year Built

1985

County

Westmoreland

Neighborhood

Stratford Harbour

School District

Westmoreland County Public Schools

Listing ID

VAWE2012340

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Brick,Corner,Gas/Propane,Wood,4 Fireplaces
Floor:Carpet,Ceramic Tile,Hardwood,Laminate Plank
Above Ground Sq Ft:1716
Below Ground Sq Ft:1056
Basement:Full,Heated,Improved,Interior Access,Outside Entrance
Other:
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Crown Moldings, Dining Area, Floor Plan - Open, Floor Plan - Traditional, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Stove - Wood, Walk-in Closet(s), WhirlPool/HotTub, Window Treatments, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Community,Public

Exterior Features

Lot:Canoe/Kayak,Fishing Allowed,Not New Construction,Horse Property: No
Zoning:RESIDENTIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Hot Tub, Play Area, Average, Recreational Center, Pool Mem Avail, Pool - Outdoor, Pier/Dock, Pickleball Courts, Party Room, Mooring Area, Meeting Room, Lake, Community Center, Club House, Boat Ramp, Beach, Swimming Pool, Tot Lots/Playground, Water/Lake Privileges
Sewer:On Site Septic
Parking Features:Asphalt Driveway,Paved Driveway,Driveway
Principal Interest
$2,059
Taxes
$125
HOA
$250

Home Price

$393,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$78,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,058.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,058.88 $124.75 $250.00 $2,433.63
Yearly $24,706.51 $1,497.00 $3,000.00 $29,203.51
Total $741,195.35 $44,910.00 $90,000.00 $876,105.35
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS