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2894 N Independence Dr , Montross, VA 22520
$359,900
Est. Payment: $1,885.47/mo
3 Bed
2 Bath
2087 Sqft
0.37 Acres
Status: active | Days on site: 22
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CENT2014 - 77411
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House Description

NESTLED WITHIN THE TREES LIES THIS UNIQUE 3 BEDROOM, 2 BATH HOME FOR YEAR-ROUND ENJOYMENT. THE GREAT ROOM BOASTS WOODEN CEILING BEAMS ALONG WITH BUILT-IN BOOKCASE AND CABINETS ON ITS FIRST LEVEL. ON THE SECOND LEVEL THE HOME HAS A REMODELED KITCHEN WITH QUARTZ COUNTER TOPS, SOFT CLOSE SHAKER STYLE CABINETS AND DRAWERS, OPEN PANTRY, AND AN ADDITIONAL PANTRY CLOSET, DINING AREA HAS CATHEDRAL CEILING ALONG WITH AN ADDITIONAL BUFFET WITH QUARTZ COUNTERTOP AND WALL CABINETARY. THIS LEVEL HAS ACCESS TO THE TWO-TIER DECK (8'X8 AND 9'X13') AREA THAT GIVES YOU ROOM FOR RELAXATION, SPACE FOR GRILLING SOMETIMES YOU CAN OBSERVE VISITORS OF DEER, FOX, OWLS AND BIRDS IN THIS AREA. THE DECK HAS NEW POSTS, DECKING, AND SEALANT. IN THE WINTER IT HAS LIMITED VIEW OF THE LAKE FROM THE DECK. ANOTHER BEDROOM AND BATH IS INCLUDED ON THIS LEVEL, ON THE TOP LEVEL LIES THE MASTER BEDROOM WITH ROOM FOR A KING SIZE BED, AND A CUSTOMIZED WALK-IN CLOSET. AN ADDITIONAL BEDROOM AND BATHROOM ARE ON THIS LEVEL AS WELL. THE TWO-CAR GARAGE, NOT ONLY HAS ROOM FOR YOUR CARS, IT CONTAINS A WORK BENCH AND CABINETS. THE HOME FEATURES A WHOLE HOUSE WATER FILTER, LAMINATE FLOORING AND NEW CARPET. RECENTLY INSTALLED ARE WINDOW WORLD WINDOWS AND DOORS (EXCEPT FOR THE DINING AREA) WITH TRANSFERABLE LIFETIME WARRANTY TO NEW OWNERS. THE LOWER BASEMENT LEVEL IS FULLY FINISHED WITH ADDITIONAL RECREATION ROOM, CLOSETS AND LAUNDRY AREA. THE ENTIRE SURRROUNDING OF THE TREES OF THE PROPERTY GIVES YOU PLENTY OF PRIVACY AND NO GRASS TO MOW. THE ADJACENT LOT WHICH IS INCLUDED IN THE SALE HAS A 10' X 16' SHED WITH LOFT SPACE AND DOUBLE DOOR ENTRY. EACH LOT IS ASSESSED HOA FEES AS WELL DAM FEES ANNUALLY AT THIS TIME. PRESENT FURNITURE IN THE HOME IS OPTIONAL. THE COMMUNITY ANEMITIES INCLUDE TWO BEACHES (ONE ON LAKE INDEPENDENCE AND SHARK TOOTH BEACH ON THE POTOMAC). THE HOME IS WITHIN WALKING DISTANCE OF CLUBHOUSE, SWIMMING POOL, TENNIS/PICKLEBALL COURTS, TOT LOT, AND PAVILION. COME JOIN THE COMMUNITY FOR POTLUCK DINNERS, AND COMMUNITY GATHERINGS. IT IS A MUST SEE. PROFESSIONAL PICTURES COMING SOON.

Highlights

Listed by Susan E Johnson , 8047615094 CENTURY 21 New Millennium , 5403732000. Bright MLS

Property Type

Residential

Lot/Acreage
0.37

HOA Fee

2020 Annually

Year Built

1980

County

Westmoreland

Neighborhood

Stratford Harbour

School District

Westmoreland County Public Schools

Listing ID

VAWE2012322

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Range, Dishwasher, Dryer - Electric, Icemaker, Oven/Range - Electric, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1277
Below Ground Sq Ft:810
Basement:Daylight,Partial,Connecting Stairway,Fully Finished,Outside Entrance,Rear Entrance,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Walk-In Shower, Built-Ins, Combination Kitchen/Dining, Exposed Beams, Floor Plan - Traditional, Kitchen - Galley, Upgraded Countertops, Window Treatments, Cats OK, Dogs OK, Pets Allowed
Water:Community

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:R-1
Others:
  • ▪ Additional:Exterior Lighting, Flood Lights, Gutter System, Outbuilding(s), Excellent
Sewer:Gravity Sept Fld,Private Septic Tank,Septic = # of BR
Parking Features:Built In,Covered Parking,Garage - Side Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,885
Taxes
$122
HOA
$2,020

Home Price

$359,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,885.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,885.47 $122.25 $2,020.00 $4,027.72
Yearly $22,625.63 $1,467.00 $24,240.00 $48,332.63
Total $678,768.97 $44,010.00 $727,200.00 $1,449,978.97
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS