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sales rep | Brivity IDX

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70 Francis St , Montross, VA 22520
$360,900
Est. Payment: $1,890.71/mo
3 Bed
2 Bath
1276 Sqft
0.88 Acres
Status: active | Days on site: 66
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CENT2014 - 77411
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House Description

THIS PROPERTY CAN HOUSE ALL YOUR TOYS! BOATS, MOTORCYCLES, RV, JET SKIS, KAYAKS, AND UTILITY TRAILERS. LOTS OF STORAGE SPACE FOR THEM! WELCOME TO WONDERFUL LIVING IN STRATFORD HARBOUR. THIS UNIQUE COTTAGE CHALET SITS ON A COMBINED LOT WITH ONLY 1 HOA FEE, IT BOAST 3 BEDROOMS, 2 BATHS AND IF YOU WANT A GARAGE THERE IS NOT ONE BUT TWO DOUBLE CAR GARAGES WITH AN ADDITIONAL CARPORT FOR PLENTY OF ROOM FOR YOUR TOYS. THERE IS A HOOKUP FOR RECHARGING YOUR RV. EACH GARAGE HAS ITS OWN GARAGE DOOR OPENERS WITH REMOTES. MOTION ACTIVATED SECURITY LIGHTS ON THE GARAGES AND COVERED CARPORT. THE PROPERTY BOASTS AN ASPHALT DRIVEWAY (30X77) TO ACCOMMODATE MULTIPLE VEHICLE PARKING. AFTER A DAY OF FUN AND PLAYING WITH YOUR TOYS, THERE IS A SPOT BETWEEN TWO SEASONED OAK TREES TO STRING YOUR HAMMOCK FOR RELAXATION IN THE SHADE. THE PROPERTY IS A SHORT DISTANCE TO THE MARINA ON THE POTOMAC AND L AKE INDEPENDENCE FOR LAUNCHING YOUR TOYS. THERE IS AN OUTSIDE DECK OFF THE KITCHEN FOR GRILLING AND RELAXATION. THE MAIN FLOOR HAS AN OPEN FLOOR PLAN WITH KITCHEN/DINING AREA WITH ISLAND, BATHROOM/LAUNDRY ROOM AND ONE BEDROOM. THE UPSTAIRS FEATURES 2 BEDROOMS AND ONE BATH. ALL NEW GENERAL ELECTRIC (GE) ENERGY EFFICIENT APPLIANCES WERE PUT IN WITH THE EXCEPTION OF THE DISHWASHER. METICULOUS CARE HAS BEEN TAKEN BY THE SELLER DURING HIS OWNERSHIP BY WATERPROOFING/SUMP PUMP THE CRAWL SPACE WITH NEW VAPOR BARRIER (12ML), PRESSURE WASHING OF THE HOME AND GARAGES, STAINING OF DECK AND GARAGE LANDING AS WELL AS DECK LEVELING. NEW ROOF IN 2025 ON THE HOME AND GARAGE. RECENTLY PAINTED THROUGHOUT THE INSIDE INCLUDING TRIM, DOORS, CLOSETS AND SHELVES. OUTSIDE PAINTING WAS RECENTLY DONE ON THE FRONT COLUMNS/GARAGE DOOR AD CRAWL SPACE DOOR AND HOUSE DOOR, AND TRIM. OWNER HAD TAKEN THE PROPERTY OFF THE MARKET IN ORDER TO DO SOME UPGRADES THAT WOULD ENHANCE THE SALE OF THE PROPERTY. THE OWNER HAS REPLACED THE OLD FLUORESCENT LIGHT FIXTURES WITH NEW ENERGY EFFICIENT LED LIGHTING, INSTALLED CROWN MOLDING ON THE FIRST LEVEL (FOYER, KITCHEN,DINING ROOM AND LIVING ROOM) REPAIRED HAIRLINE CRACKS IN DRYWALL, PAINTED THE CEILING ON THE ENTIRE FIRST LEVEL, PRUNED TREES AT SPECIFIC LOCATION ON THE PROPERTY AND EXTERIOR PAINTING OF THE GARAGE WALL AS WELL. THE HOUSE HAS BEEN PROFESSIONALLY CLEANED FROM TOP TO BOTTOM. THIS HOME IS MOVE IN READY AND WILL AFFORD YOU THE COMFORT OF A YEAR-ROUND HOME OR SECOND HOME FOR YOUR ENJOYMENT. OTHER AMENITIES OF THE COMMUNITY ARE TWO BEACHES, ONE ON LAKE INDEPENDENCE AND SHARK TOOTH BEACH ON THE POTOMAC, CLUBHOUSE, SWIMMING POOL, TOT LOT, TENNIS/PICKLE BALL COURTS, BASKETBALL, SOCCER FIELD AREA AND PAVILION FOR PICNICS AND GATHERINGS.

Highlights

Listed by Susan E Johnson , 8047615094 CENTURY 21 New Millennium , 5403732000. Bright MLS

Property Type

Residential

Lot/Acreage
0.88

HOA Fee

550 Annually

Year Built

2001

County

Westmoreland

Neighborhood

Stratford Harbour

School District

Westmoreland County Public Schools

Listing ID

VAWE2011578

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Range Hood, Refrigerator, Stove, Washer/Dryer Stacked, Dryer - Electric
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:
Above Ground Sq Ft:1276
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Galley, Kitchen - Island, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Partly Wooded,Private,Not New Construction,Horse Property: No
Lot Dimensions:243.33 x 83.50 258.44 x 80
Garage Capacity:6
Zoning:R1
Others:
  • ▪ Additional:Bump-outs, Exterior Lighting, Excellent
Sewer:Gravity Sept Fld,Septic = # of BR,Septic Exists
Parking Features:Asphalt Driveway,Garage - Front Entry,Garage Door Opener,Garage - Side Entry,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,891
Taxes
$114
HOA
$550

Home Price

$360,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$72,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,890.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,890.71 $113.50 $550.00 $2,554.21
Yearly $22,688.50 $1,362.00 $6,600.00 $30,650.50
Total $680,654.96 $40,860.00 $198,000.00 $919,514.96
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Montross, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS