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18095 Black Mallard Way , Onancock, VA 23417
$624,000
Est. Payment: $3,269.05/mo
4 Bed
5 Bath
3476 Sqft
0.5 Acres
Status: active under contract | Days on site: 56
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LNG216 - 3283706
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House Description

Ask the listing agent about a 2-1 interest buy down offered by the seller with an acceptable offer! Waterfront living meets a complete renovation in Schooner Bay! Set along a protected canal with a private dock and bulkheaded shoreline, this spacious Onancock home offers approximately 3,476 square feet of beautifully updated living space in a peaceful Eastern Shore setting. The extensive renovation includes a GAF Ultra HD shingle roof, LP SmartSide exterior, Harvey Classic windows, interior doors, Bosch HVAC, electrical and plumbing systems, flooring, and updated interior finishes throughout. At the heart of the home is a beautifully redesigned kitchen featuring quartz countertops, custom cabinetry, tile backsplash, pot filler, statement range hood, stainless steel appliances, and a large island opening to expansive living and dining areas. The generous two-story floor plan offers two bedroom spaces on the first floor and two upstairs, 3 full and 2 half baths, plus an impressive second-floor flex space ideal for a family room, game room, office, or additional gathering area. Outdoor living received the same attention, with a first-floor waterside deck, expansive second-floor deck, and screened porch providing multiple places to relax, entertain, and enjoy the views. Mature trees frame the property, while the private dock puts boating, kayaking, and fishing right outside your door. A public boat ramp approximately 1/2 mile away makes launching even more convenient. With an attached garage, generous yard, extensive renovations, and direct waterfront access, this move-in-ready property offers an exceptional opportunity to enjoy life on the Eastern Shore. NOTE: Floor plan includes four bedroom spaces; septic system is permitted for 3 bedrooms with bonus room.

Highlights

Listed by Meghan Oliver Clarkson , 7578940798 Long & Foster Real Estate, Inc. , 7575642600. Bright MLS

Property Type

Residential

Lot/Acreage
0.5

Year Built

1989

County

Accomack

Neighborhood

None Available

School District

Accomack County Public Schools

Listing ID

VAAC2003174

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:
Floor:Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:3476
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Upgraded Countertops, Walk-in Closet(s)
Water:Well

Exterior Features

Lot:Bulkheaded,Fishing Available,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:1
Zoning:RESIDENTIAL
Roof:Architectural Shingle,Composite
Sewer:Private Septic Tank
Parking Features:Circular Driveway,Garage - Front Entry,Garage Door Opener,Attached Garage,Driveway,1+ Spaces
Principal Interest
$3,269
Taxes
$157

Home Price

$624,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$124,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,269.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,269.05 $156.92 $0.00 $3,425.97
Yearly $39,228.66 $1,883.00 $0.00 $41,111.66
Total $1,176,859.78 $56,490.00 $0.00 $1,233,349.78
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Onancock, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS