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26476 Pennfields Dr , Orange, VA 22960
$439,000
Est. Payment: $2,299.86/mo
3 Bed
2 Bath
1440 Sqft
0.93 Acres
Status: active | Days on site: 76
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ISL1 - 3094927
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House Description

*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Enjoy beautiful lake-access living on the public side of Lake Anna with assigned boat slip #36 just a short walk from the home, high-speed FiberLync internet, and gorgeous seasonal glimpses of the lake. Exceptionally well-maintained and move-in ready, this charming one-level home offers the perfect combination of comfort, convenience, and the laid-back lifestyle that makes Lake Anna such a special place to call home. Inside, you'll find 1,440 square feet of inviting living space featuring an open floor plan designed for easy everyday living and entertaining. The spacious family room flows seamlessly into the dining area and kitchen, creating a welcoming gathering space for family and friends. A separate living room offers additional flexibility for a second sitting area, home office, hobby space, or game room. The split-bedroom floor plan provides privacy, with 3 bedrooms and 2 full bathrooms thoughtfully positioned throughout the home. Step outside and enjoy peaceful mornings on the covered front porch as the sun rises over the countryside. The beautifully maintained yard showcases attractive landscaping, garden beds, and a stamped concrete sidewalk that adds to the home's curb appeal. The paved driveway, installed in 2022 and freshly sealed in June 2026, provides plenty of parking for guests, boats, and trailers. Multiple storage sheds offer incredible versatility, including one with heat and air conditioning and another with a wall-mounted heater, making them ideal for workshops, hobbies, storage, or creative spaces. A generator hookup is already in place. This home has been lovingly cared for, with major updates already completed, including a brand new HVAC system and hot water heater in August 2026, new roof in 2025, back porch painted 2026, and the septic system pumped in September 2025. The location is hard to beat. Take a short stroll to your assigned boat slip and spend your days cruising the lake. By water, you're just minutes from popular waterfront restaurants, marinas, coffee shops, ice cream stops, and The Lake Anna Taphouse. By land, you'll appreciate the convenient access to groceries, dining, fast food, a veterinary clinic, the ABC store, and everyday essentials. Less than two hours from Washington, D.C., and convenient to both Orange and Fredericksburg, this property makes an ideal full-time residence, weekend getaway, or lake retreat. Peaceful views, a dedicated boat slip, one-level living, and an unbeatable Lake Anna location makes this the kind of property that lets you truly enjoy everything Lake Anna has to offer. All outdoor furniture and the storage buildings convey. Furniture and decor in the finished shed conveys. Drapery and blinds in the home and the A/C units in shed convey! Boat and other items can be purchased separately! *Discounted monthly payment with seller's preferred lender. Savings up to $264 per month. Contact listing agent or see document section for more details.*

Highlights

Listed by Ashley Hoffman , 5408346417 Lake Anna Island Realty , 5408944400. Bright MLS

Property Type

Residential

Lot/Acreage
0.93

HOA Fee

400 Annually

Year Built

2019

County

Orange

Neighborhood

Frazers Landing

School District

Orange County Public Schools

Listing ID

VAOR2015036

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Stove, Washer/Dryer Stacked
Air Cond:Heat Pump(s)
Fireplaces:
Floor:Vinyl,Carpet
Above Ground Sq Ft:1440
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Walk-In Shower, Bathroom - Tub Shower, Bathroom - Soaking Tub, Chair Railings, Carpet, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Pantry, Primary Bath(s), Walk-in Closet(s), Breakfast Area, Dining Area
Water:Well

Exterior Features

Lot:Front Yard,Landscaping,Open,Premium,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:5
Zoning:A
Roof:Shingle
Others:
  • ▪ Additional:Outbuilding(s), Extensive Hardscape, Exterior Lighting, Sidewalks, Private Beach, Excellent, Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges, Common Area Maintenance, Pier/Dock Maintenance
Sewer:Community Septic Tank
Parking Features:Asphalt Driveway,Paved Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,300
Taxes
$170
HOA
$400

Home Price

$439,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$87,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,299.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,299.86 $170.17 $400.00 $2,870.03
Yearly $27,598.37 $2,042.00 $4,800.00 $34,440.37
Total $827,951.03 $61,260.00 $144,000.00 $1,033,211.03
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Orange, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS