***LOVE THE HOME, BUT NOT THE INTEREST RATES? FOUNDATION HOMES CAN HELP! Take advantage of up to $20,000 in builder incentives to use YOUR WAY! Apply it toward closing costs, a 2% lower interest rate the 1st year, a 1% lower rate the 2nd year, or a combination of both. Enjoy lower mortgage payments during your first two years, reduce your upfront expenses, or choose the option that works best for you! Your dream home may be more affordable than you think!*** WATERFRONT/ WATER ACCESS- LAKE ANNA - Welcome to the stunning Clayton model by award-winning Foundation Homes, a sophisticated and functional craftsman-style home that offers ample space for entertaining, available mid-late September. At over 3200 sq ft, this exceptional home features a fully finished lower level with exquisite craftsman finishes throughout, creating the perfect environment for family and friends to gather. As you enter from the inviting craftsman-style front porch, you'll be greeted by an open concept family room boasting soaring cathedral ceilings, and luxury vinyl plank flooring throughout the main floor common areas, a must for the family on the go. The bedrooms have soft, cozy carpet, the perfect contrast for comfortable living. The well-appointed kitchen showcases craftsman finishes and comes complete with high quality, soft close, white shaker-style cabinets, stainless steel appliances including a wall oven, built-in microwave, cooktop range, large under-mount stainless sink, and quartz countertops, and a large island, perfect for family gatherings and making cooking an absolute pleasure. The spacious primary suite offers two closets, dual vanities, a large walk in shower, and a water closet. A separate mudroom and laundry room provide the ideal space for shoes, backpacks, and coats. Hidden along the great room wall, you'll find hardwood, oak-tread steps leading to the fully finished walkout basement. This expansive space includes an oversized media room, large bedroom, full bathroom, spacious recreation room, and plenty of storage for all your holiday and keepsake boxes. Step outside onto the composite back deck and take in the beautiful views and fresh air, or take a short walk to your very own water front area. This lot has about 100 feet of shoreline, perfect for launching a kayak or paddleboard, building a future dock, or just soaking in the sunshine by the water. Pamunkey Point is on the public side of Lake Anna, and is a wonderful place to call home, offering friendly neighbors, golf cart–friendly living, lush wooded surroundings, and private, spacious lots. This water-access, waterfront lot provides the benefits of lake living, allowing you to walk to the water, though the homesite itself offers water views in the winter. Conveniently located approximately 90 minutes from Washington, DC, 30 minutes to Fredericksburg, and 20 minutes to Orange, you’ll enjoy the perfect balance of privacy and accessibility. Just minutes away are local favorites including The Cove, Tim’s at Lake Anna, MooThru Ice Cream, Lake Anna Tap House, Lake Anna Winery, and mini golf, while everyday conveniences such as Food Lion, Dollar General, restaurants, shops, and a veterinary clinic are just about 7 miles away. Pictures are similar to the home, but not exact. Please see chosen selections in Docs for exact choices. ***Incentive is subject to lender approval.