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sales rep | Brivity IDX

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Jefferson Drive , Palmyra, VA 22963
$215,000
Est. Payment: $1,126.36/mo
0.49 Acres
Status: active | Days on site: 777
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CENT2002 - 93312
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House Description

Build your dream home on this rarely available .49-acre waterfront lot at Lake Monticello, just east of Charlottesville, VA at 280 Jefferson Dr. Boasting approximately 120 feet of lake frontage tucked down a quiet cove on the southwest side of the lake and serene water views, this property offers the perfect setting for a life of tranquility and recreation. The lot features a gentle slope, mature trees, and plenty of privacy off Jefferson Dr., making it ideal for a home with or without a basement. Enjoy direct access to the lake for fishing, kayaking, boating, and swimming right from your backyard. The gated community provides an array of amenities, including a private lake with five sandy beaches, an 18-hole PGA golf course, tennis courts, a pool, playgrounds, a ball field, and a walking track. Located just a short walk from the 14th hole of the golf course, this lot also offers easy access to the clubhouse, dining options, and year-round activities. Don’t miss this rare opportunity to create your perfect retreat in one of Virginia’s most desirable lake communities.

Highlights

Listed by Thomas B Millar , 7039634803 CENTURY 21 New Millennium , 7034919570. Bright MLS

Property Type

Vacant Land

Lot/Acreage
0.49

HOA Fee

984 Annually

County

Fluvanna

Neighborhood

Lake Monticello

School District

Fluvanna County Public Schools

Listing ID

VAFN2000332

Questions about this listing?

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Interior Features

Water:Public Hook-up Available

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Zoning:R4
Others:
  • ▪ Additional:Basketball Courts, Beach, Gated Community, Lake, Marina/Marina Club, Pool - Outdoor, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Golf Course Membership Available, Golf Course, Trash, Common Area Maintenance, Road Maintenance, Security Gate, Snow Removal
Sewer:Public Hook/Up Avail
Principal Interest
$1,126
Taxes
$132
HOA
$984

Home Price

$215,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$43,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,126.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,126.36 $132.33 $984.00 $2,242.69
Yearly $13,516.28 $1,588.00 $11,808.00 $26,912.28
Total $405,488.55 $47,640.00 $354,240.00 $807,368.55
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Palmyra, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS