House Description

Discover your dream home in the serene Portobago Bay community! This stunning new construction ranch-style residence, completed in 2026, boasts 3 spacious bedrooms and 2 luxurious bathrooms, designed for modern living. Step inside to find an open floor plan that seamlessly connects the family room and kitchen, featuring quartz countertops, stainless steel appliances, and a cozy gas fireplace with a mantel, perfect for gatherings. Enjoy the tranquility of nature on your expansive 2.94-acre lot, complete with a deck and porch for outdoor relaxation. The community offers exclusive access to the Rappahannock River, where you can boat, fish, or simply soak up the sun on a beach accessible only to community owners. With an attached garage and ample driveway space, convenience is at your fingertips. This home is not just a residence; it's a lifestyle. Embrace the beauty of Portobago Bay and make this exceptional property your own! Some of the photos are virtually staged.

Highlights

Listed by Alexander L Belcher , 5403009669 Belcher Real Estate, LLC. , 5403009669. Bright MLS

Property Type

Residential

Lot/Acreage

2.94

HOA Fee

600 Annually

Year Built

2026

County

Caroline

Neighborhood

Portobago Bay

School District

Caroline County Public Schools

Listing ID

VACV2011276

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Dishwasher, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Dispenser, Water Heater

Air Cond:Ceiling Fan(s),Central A/C

Fireplaces:Gas/Propane,Mantel(s),1 Fireplace

Floor:Ceramic Tile,Carpet,Luxury Vinyl Plank

Above Ground Sq Ft:1661

Basement:Connecting Stairway,Daylight,Partial,Full,Interior Access,Outside Entrance,Rough Bath Plumb,Space For Rooms,Unfinished

Other:

▪ Main Floor Bedrooms:3
▪ Additional:Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s)

Water:Private,Well

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Swimming Allowed,Waterski/Wakeboard,Private Beach,Private Access,Horse Property: No

Garage Capacity:2

Zoning:RP

Roof:Architectural Shingle

Others:

▪ Additional:Bump-outs, Exterior Lighting, Private Beach, Excellent, Common Grounds, Lake, Water/Lake Privileges, Picnic Area, Boat Ramp, Beach, Pier/Dock, Common Area Maintenance

Sewer:Septic > # of BR

Parking Features:Built In,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces

Payment Calculator

Payment Breakdown

Principal Interest

$2,881

Taxes

$42

HOA

$600

Home Price

$549,900

Home Price

Loan Details

30 yrs

6.844%

Interest Rate

Loan Type

Down Payment

20%

$109,980

Down Payment

Down Payment %

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Monthly Price:

$2,880.85

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,880.85	$42.25	$600.00	$3,523.10
Yearly	$34,570.26	$507.00	$7,200.00	$42,277.26
Total	$1,037,107.69	$15,210.00	$216,000.00	$1,268,317.69