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31188 Portobago Trl , Port Royal, VA 22535
$724,900
Est. Payment: $3,797.66/mo
4 Bed
4 Bath
3834 Sqft
4.09 Acres
Status: active | Days on site: 43
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CBE4 - 152264,98830
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House Description

Welcome home to peaceful waterfront living! Set in a beautiful Rappahannock River waterfront community, this spacious home offers over 3,800 finished square feet, wonderful privacy, and plenty of room to enjoy life inside and out. Designed for easy one-level living, the main floor features a split-bedroom plan that gives everyone their own space. A separate office or den is perfect for working from home, reading, or hobbies. At the heart of the home is a large, open kitchen with plenty of countertop space for cooking, gathering, and entertaining. A walk-in pantry provides even more storage and keeps everything close at hand. Step outside and enjoy your own peaceful waterfront setting. The home sits on a partly wooded lot with lush landscaping, beautiful natural surroundings, and plenty of wildlife. Relax on the rear deck or screened porch while taking in the quiet views. Your private dock sits along a stocked lake known for large bass—perfect for fishing right from your own backyard. The community adds even more ways to enjoy the water. Spend summer days at the community beach, launch your boat from the boat ramp, enjoy the community dock, or gather with friends and family at the picnic area. With access to the Rappahannock River, every day can feel a little like a vacation. Inside, the finished basement adds even more living space along with tons of storage for everything from seasonal décor to outdoor gear. The three-car garage offers plenty of room for vehicles, tools, and toys, while floored attic storage with permanent steps makes it easy to keep everything organized. Whether you are enjoying morning coffee on the screened porch, fishing from your dock, watching wildlife wander through the yard, or heading out for a day on the river, this home offers space, privacy, and a wonderful waterfront lifestyle. Come discover a place where there is room to spread out, room to slow down, and plenty of ways to enjoy the outdoors—all from the comfort of home.

Highlights

Listed by Thomas W Smith Jr. , 8045139179 and Amanda D Elrod , 5408455994 Coldwell Banker Elite , 5407352600. Bright MLS

Property Type

Residential

Lot/Acreage
4.09

HOA Fee

655 Annually

Year Built

2005

County

Caroline

Neighborhood

Portobago Bay

School District

Caroline County Public Schools

Listing ID

VACV2011066

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Dryer, Icemaker, Oven - Wall, Washer
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Carpet,Hardwood
Above Ground Sq Ft:2187
Below Ground Sq Ft:1647
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Attic, Breakfast Area, Carpet, Ceiling Fan(s), Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Walk-in Closet(s), Wood Floors
Water:Well

Exterior Features

Lot:Landscaping,Partly Wooded,Pond,Trees/Wooded,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:3
Zoning:RP
Others:
  • ▪ Additional:Outbuilding(s), Excellent, Beach, Boat Ramp, Picnic Area, Pier/Dock, Water/Lake Privileges
Sewer:On Site Septic
Parking Features:Asphalt Driveway,Garage - Side Entry,Garage Door Opener,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,798
Taxes
$289
HOA
$655

Home Price

$724,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$144,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,797.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,797.66 $289.42 $655.00 $4,742.07
Yearly $45,571.88 $3,473.00 $7,860.00 $56,904.88
Total $1,367,156.50 $104,190.00 $235,800.00 $1,707,146.50
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Port Royal, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS