House Description

Discover this beautiful new construction ranch-style home in the sought-after Portobago Bay community. Designed with comfortable, easy living in mind, this home offers an inviting open floor plan featuring three spacious bedrooms and two full baths. The gourmet kitchen is beautifully appointed with stainless steel appliances, quartz countertops, ample workspace, and a generous dining area that flows seamlessly into the family room, where a gas fireplace creates a welcoming focal point. Step outside to the rear deck overlooking 2.93 acres that back to mature trees, offering a peaceful and private setting. The unfinished basement offers excellent potential for future expansion. The septic system is approved for a 4-bedroom capacity, providing additional flexibility for future improvements. Portobago Bay residents enjoy access to wonderful community amenities, including a boat ramp, picnic area, and access to the Rappahannock River. Enjoy the combination of new construction, generous acreage, future expansion potential, and river access in this exceptional property. Some photos are virtually staged. Schedule your showing today!

Highlights

Listed by Alexander L Belcher , 5403009669 Belcher Real Estate, LLC. , 5403009669. Bright MLS

Property Type

Residential

Lot/Acreage

2.93

HOA Fee

600 Annually

Year Built

2026

County

Caroline

Neighborhood

Portobago Bay

School District

Caroline County Public Schools

Listing ID

VACV2011274

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Dishwasher, Icemaker, Oven - Single, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Dispenser, Water Heater

Air Cond:Ceiling Fan(s),Central A/C

Fireplaces:Gas/Propane,Mantel(s),1 Fireplace

Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank

Above Ground Sq Ft:1661

Basement:Connecting Stairway,Daylight,Partial,Full,Interior Access,Outside Entrance,Rear Entrance,Space For Rooms,Unfinished,Walkout Level

Other:

▪ Main Floor Bedrooms:3
▪ Additional:Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Chair Railings, Crown Moldings

Water:Well

Exterior Features

Lot:Front Yard,Rear Yard,Backs to Trees,Horse Property: No

Garage Capacity:6

Zoning:RP

Roof:Architectural Shingle

Others:

▪ Additional:Exterior Lighting, Excellent, Common Grounds, Picnic Area, Water/Lake Privileges, Pier/Dock, Lake, Beach, Boat Ramp, Common Area Maintenance, Reserve Funds

Sewer:Septic > # of BR

Parking Features:Gravel Driveway,Built In,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Payment Calculator

Payment Breakdown

Principal Interest

$2,881

Taxes

$42

HOA

$600

Home Price

$549,900

Home Price

Loan Details

30 yrs

6.844%

Interest Rate

Loan Type

Down Payment

20%

$109,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,880.85

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,880.85	$42.17	$600.00	$3,523.02
Yearly	$34,570.26	$506.00	$7,200.00	$42,276.26
Total	$1,037,107.69	$15,180.00	$216,000.00	$1,268,287.69