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578 Twin Harbor Rd , Reedville, VA 22539
$650,000
Est. Payment: $3,405.27/mo
3 Bed
2 Bath
2144 Sqft
1.21 Acres
Status: active | Days on site: 64
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COBL1 - 3054580
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House Description

A classic waterfront coastal home with the bonus of a community sand beach on the Bay! This well maintained ranch home is move in ready, with 3 bedrooms, 2 baths and an open, airy main room graced by a stone-faced fireplace (one in the primary bedroom, too!). A wide screened porch spans the rear of the house overlooking the serenity of Owens Pond. The newly surfaced dock offers a 6K Lb boat lift for your bay craft and fun out on the water. The roof and skylights were replaced in 2021. Always a second home, this residence reflects its light duty! Perfectly suited for full time or part time living. The primary suite has a large ensuite bath, with an adjoining walk-in closet. A separate laundry room is convenient to both the bedroom and the garage entry for easy access after time at the beach. Two additional bedrooms and a hall bath are located on the opposite side of the main room for privacy. A separate dining room off the kitchen will host larger crowds. In addition to the fabulous beach, the Twin Harbors community has a boat ramp and dock for launching watercraft; a storage lot for trailers, boats and campers, and is graced by well-maintained properties. Minutes to Reedville for events at the Reedville Fishermans’ Museum, dining at Reedville Market, coffee and lunch at Fawn’s Café, and enjoying the small town ambiance!

Highlights

Listed by Susan E Titus , 7033045323 Cobblestone Realty Inc. , 5402264719. Bright MLS

Property Type

Residential

Lot/Acreage
1.21

HOA Fee

275 Annually

Year Built

1997

County

Northumberland

Neighborhood

Twin Harbors

School District

Northumberland County Public Schools

Listing ID

VANV2002268

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Ceiling Fan(s),Heat Pump(s)
Fireplaces:Corner,Stone,Mantel(s),Fireplace - Glass Doors,Wood,2 Fireplaces
Floor:Carpet,Laminate Plank
Above Ground Sq Ft:2144
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Skylight(s), Walk-in Closet(s), Cats OK, Dogs OK, Pets Allowed
Water:Private,Well

Exterior Features

Lot:Cleared,Front Yard,Landscaping,Level,Rear Yard,Rip-Rapped,Rural,Tidal Wetland,Stream/Creek,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:10
Zoning:Waterfront Residential
Roof:Composite
Others:
  • ▪ Additional:Gutter System, Very Good
Sewer:Public Sewer
Parking Features:Crushed Stone,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,405
Taxes
$303
HOA
$275

Home Price

$650,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$130,000
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Monthly Price:
$3,405.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,405.27 $302.67 $275.00 $3,982.93
Yearly $40,863.19 $3,632.00 $3,300.00 $47,795.19
Total $1,225,895.61 $108,960.00 $99,000.00 $1,433,855.61
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Reedville, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS