House Description

Welcome Home to 26374 Hill Road, Ruther Glen, VA – a charming lake front retreat nestled in the heart of Caroline County! This delightful 4-bedroom, 2-bathroom home offers 1,404 square feet of living space, perfectly situated on a serene waterfront lot. Step inside to discover a spacious layout featuring a large family room with a wood-burning fireplace and walls full of sliding glass doors with gable transom windows inviting the outside in. Step out on the incredible brand-new 600+ sf deck, ideal for relaxing evenings. The kitchen is equipped with new appliances including an electric range, built-in microwave, and dishwasher, making meal prep a breeze. LVP floors flow throughout the entire home, adding warmth and character. Outside, enjoy the tranquility of waterfront living with ample space to unwind or entertain overlooking the lake. The expansive lot offers opportunities for gardening, recreation, or simply soaking in the natural beauty. This property features a private dock (needs a little TLC), that you can launch your canoe or kayak, or simply hang out and fish. Conveniently located just minutes from I-95, this property provides easy access to both Northern Virginia and Richmond, blending rural charm with modern convenience. Items replaced in 2025-2026: deck, architectural roof, water heater, LVP flooring, most windows and doors, kitchen, main hall bathroom, interior and exterior painting, light fixtures, appliances, kitchen cabinets. *NEW SEPTIC SYSTEM

Highlights

Listed by Curtis Lee Hartless , 5405388969 Ascendancy Realty LLC , 5407675063. Bright MLS

Property Type

Residential

Lot/Acreage

0.5

HOA Fee

1049 Annually

Year Built

1975

County

Caroline

Neighborhood

Caroline Pines

School District

Caroline County Public Schools

Listing ID

VACV2010968

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Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Washer

Air Cond:Central A/C,Heat Pump(s)

Fireplaces:Brick,1 Fireplace

Floor:Luxury Vinyl Plank

Above Ground Sq Ft:1404

Basement:Combination,Dirt Floor,Outside Entrance,Partial,Poured Concrete,Rear Entrance,Shelving,Unfinished,Walkout Level,Workshop

Other:

▪ Main Floor Bedrooms:4
▪ Additional:Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Double/Dual Staircase, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Gourmet, Kitchen - Island, Upgraded Countertops

Water:Public

Exterior Features

Lot:Cleared,Fishing Available,Private,Not New Construction,Horse Property: No,Waterfront

Zoning:RP

Roof:Architectural Shingle

Others:

▪ Additional:Secure Storage, Very Good, Fitness Center, Lake, Picnic Area, Pool - Outdoor, Swimming Pool, Tot Lots/Playground, Health Club, Pool(s)

Sewer:Gravity Sept Fld,On Site Septic,Septic > # of BR

Parking Features:Driveway

Payment Calculator

Payment Breakdown

Principal Interest

$1,807

Taxes

$124

HOA

$1,049

Home Price

$345,000

Home Price

Loan Details

30 yrs

6.844%

Interest Rate

Loan Type

Down Payment

20%

$69,000

Down Payment

Down Payment %

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Monthly Price:

$1,807.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,807.41	$124.33	$1,049.00	$2,980.74
Yearly	$21,688.92	$1,492.00	$12,588.00	$35,768.92
Total	$650,667.67	$44,760.00	$377,640.00	$1,073,067.67