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100 American Dr , Ruther Glen, VA 22546
$282,000
Est. Payment: $1,477.36/mo
3 Bed
1 Bath
992 Sqft
0.3 Acres
Status: active | Days on site: 1
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EXPY1 - 3365476
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House Description

Enjoy the lake lifestyle for under $300K! This refreshed 3-bedroom, 1-bath ranch in Lake Caroline offers nearly 1,000 finished square feet, extensive updates, and inviting spaces inside and out. A welcoming front porch leads into a bright, airy living room that flows into the spacious eat-in kitchen, complete with access to the back deck. Three bedrooms and a full bathroom are conveniently located down the hall. Updates completed in 2026 include all-new windows, new flooring throughout, new kitchen countertops, freshly painted kitchen cabinets, a new water heater, and a new crawlspace vapor barrier and insulation. The roof was replaced in 2020, and the HVAC was installed in 2021. The septic tank was last pumped in 2025 and is now being completely replaced. Outside, the mostly level lot offers scattered backyard trees, space to relax, and a storage shed for tools and outdoor essentials. Enjoy Lake Caroline’s community pool, beaches, basketball courts, pickleball and tennis courts, and more. With so many updates already completed, this charming home is ready for your personal touches. Schedule your showing and discover everything lake living has to offer!

Highlights

Listed by Matthew Steven Petrey , 8044010326 EXP Realty, LLC , 8668257169. Bright MLS

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

1748 Annually

Year Built

1994

County

Caroline

Neighborhood

Lake Caroline

School District

Caroline County Public Schools

Listing ID

VACV2011326

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Cooktop, Dryer - Electric, Oven - Single, Range Hood, Refrigerator
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:992
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Tub Shower, Ceiling Fan(s), Chair Railings, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space
Water:Community,Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R1
Others:
  • ▪ Additional:Outbuilding(s), Good, Basketball Courts, Beach, Club House, Common Grounds, Gated Community, Lake, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Pickleball Courts
Sewer:On Site Septic
Parking Features:Gravel Driveway,Driveway
Principal Interest
$1,477
Taxes
$111
HOA
$1,748

Home Price

$282,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$56,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,477.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,477.36 $110.83 $1,748.00 $3,336.19
Yearly $17,728.34 $1,330.00 $20,976.00 $40,034.34
Total $531,850.10 $39,900.00 $629,280.00 $1,201,030.10
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ruther Glen, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS