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322 Lake Caroline Dr , Ruther Glen, VA 22546
$799,900
Est. Payment: $4,190.57/mo
3 Bed
2 Bath
1804 Sqft
0.59 Acres
Status: active | Days on site: 123
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CBE11 - 95134,3356284
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House Description

Welcome to 322 Lake Caroline Drive, where every day feels like a vacation. Perfectly positioned on approximately 95 feet of protected shoreline with deep water, a rebuilt private dock complete with an expanded sun deck, and panoramic lake views, this exceptional waterfront home offers the lifestyle so many buyers dream about but rarely find. Located within the gated community of Lake Caroline, just minutes from I-95 and conveniently situated between Richmond and Washington, D.C., this beautifully maintained home combines peaceful waterfront living with an easy commute and outstanding community amenities. Completely reimagined in 2003, this home underwent an extensive renovation and expansion, transforming nearly every aspect of the property. Taken down to the studs, it was thoughtfully redesigned with a new floor plan, two additions, new drywall, insulation, electrical, plumbing, HVAC, and quality finishes throughout. The result is a home that offers the charm of an established waterfront setting with the features and functionality buyers expect today. Every improvement was thoughtfully designed to maximize natural light, capture stunning lake views, and create comfortable spaces for everyday living and entertaining. Rich hardwood floors, soaring ceilings, custom architectural columns, recessed lighting, and five skylights flood the home with natural light, creating a bright, open atmosphere that immediately welcomes you inside. Additional features include Andersen 400 Series windows and doors, a high-efficiency two-stage Trane HVAC system with an air cleaner installed in 2018, a new water heater in 2024, whole-house surge protection, surround sound throughout the home and rear deck, a separate laundry room, handicap accessibility, and a well-maintained crawlspace. Designed for both everyday living and entertaining, the custom kitchen is sure to impress. Featuring beautiful custom cabinetry, abundant countertop space, a center island with a prep sink, double ovens, a new cooktop, and thoughtful storage throughout, it's a space that will make even the most discerning home chef feel right at home. The spacious living room flows seamlessly to the screened porch, where you can enjoy your morning coffee while taking in peaceful lake views. The primary suite also offers direct access to the porch, allowing you to wake each morning to the beauty of the water. The primary bath features a relaxing soaking tub, separate walk-in shower, and generous space to unwind. Outdoor living is truly the centerpiece of this property. Spend evenings on the expansive rear deck overlooking the lake or head down on your golf cart to the private dock, completely rebuilt and expanded in 2012 to include a large sun deck. Whether you enjoy boating, fishing, kayaking, paddleboarding, swimming, or simply relaxing by the water, this property is ready to support every lakefront adventure. With approximately 95 feet of rip-rapped shoreline and deep water, you'll enjoy both beauty and peace of mind for years to come. Life at Lake Caroline extends well beyond your own backyard. Residents enjoy a 277-acre recreational lake, two sandy beaches, a swimming pool, a clubhouse, tennis, pickleball, and basketball courts, playgrounds, boating, fishing, and other water activities, and an active community with multiple events throughout the year. Whether you're searching for your forever home, a weekend escape, or the waterfront lifestyle you've always imagined, 322 Lake Caroline Drive offers a rare opportunity to own one of the community's finest lakefront properties. The setting is extraordinary. The lifestyle is waiting. Simply move in and start making memories on the lake.

Highlights

Listed by Melissa J Stewart , 5408094547 and Jon R Stewart , 5406450141 Coldwell Banker Elite , 5403730100. Bright MLS

Property Type

Residential

Lot/Acreage
0.59

HOA Fee

1654 Annually

Year Built

1971

County

Caroline

Neighborhood

Lake Caroline

School District

Caroline County Public Schools

Listing ID

VACV2010576

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Air Cleaner, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Double, Oven - Wall, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:
Above Ground Sq Ft:1804
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Soaking Tub, Built-Ins, Ceiling Fan(s), Wood Floors, Window Treatments, Walk-in Closet(s), Upgraded Countertops, Sound System, Skylight(s), Recessed Lighting, Primary Bedroom - Bay Front, Primary Bath(s), Kitchen - Island, Floor Plan - Open, Entry Level Bedroom, Exposed Beams, Dining Area
Water:Public

Exterior Features

Lot:Fishing Available,Front Yard,Landscaping,Rip-Rapped,Rear Yard,Not New Construction,Horse Property: No,Waterfront
Zoning:R
Others:
  • ▪ Additional:Private Beach, Excellent, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Gated Community, Lake, Pickleball Courts, Picnic Area, Pier/Dock, Pool - Outdoor, Club House, Community Center, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security Gate, Snow Removal
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Driveway
Principal Interest
$4,191
Taxes
$188
HOA
$1,654

Home Price

$799,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,190.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,190.57 $188.42 $1,654.00 $6,032.99
Yearly $50,286.87 $2,261.00 $19,848.00 $72,395.87
Total $1,508,606.00 $67,830.00 $595,440.00 $2,171,876.00
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ruther Glen, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS