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448 Lake Caroline Dr , Ruther Glen, VA 22546
$598,000
Est. Payment: $3,132.84/mo
4 Bed
3 Bath
1768 Sqft
0.91 Acres
Status: active | Days on site: 15
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House Description

MOTIVATED SELLER!! --PRIVATE WATERFRONT RETREAT | NEARLY ONE ACRE | DOUBLE LOT | 120+ FT OF WATERFRONT | BEAUTIFUL GARDENS & MATURE LANDSCAPING--Escape to your own private lakefront sanctuary in amenity-rich Lake Caroline! Tucked into a serene, park-like setting on one of the community’s desirable DOUBLE LOTS, this beautifully renovated waterfront home offers nearly an acre of privacy, mature landscaping and more than 120 feet of private shoreline with your own dock. Whether you're searching for a peaceful full-time residence, retirement retreat, weekend lake house, or a property with room for an RV, boat or future detached garage, this home offers a rare combination of waterfront living, usable land with move-in-ready updates. Inside, enjoy luxury vinyl plank flooring throughout, a NEW ROOF, NEW HVAC and a beautifully remodeled chef's kitchen featuring custom cabinetry, quartz countertops, under-cabinet lighting, oversized island, wine cooler and premium KitchenAid gas cooktop with electric oven. The open dining area showcases picturesque lake views, while the all-brick gas fireplace creates a warm and inviting gathering space. The updated primary suite features a beautifully renovated bath with modern finishes, double closet, and tiled walk-in shower. A redesigned mudroom/laundry area with custom built-ins provides exceptional everyday functionality, while the additional flex/4th bedroom is ideal for guests, a home office, hobby room or additional living space. Even the crawl space has been upgraded—fully encapsulated with a dehumidifier and alarm, providing clean, dry additional storage. OUTDOOR LOVERS & GARDENERS—THIS BACKYARD IS SOMETHING SPECIAL! Step onto the expansive rear deck overlooking a beautifully established, fenced backyard filled with mature landscaping, fruit trees, thoughtfully designed garden beds and a custom-built 12x12 greenhouse. Follow the yard toward the water and your private dock, where mornings can begin with coffee overlooking the lake and afternoons can be spent boating, fishing, kayaking or paddleboarding.The oversized double lot provides space and flexibility rarely found with waterfront homes—additional parking, room for an RV or boat, and potential for a future detached garage or expanded outdoor entertaining area. Located in the gated, amenity-rich Lake Caroline community with a swimming pool, clubhouse, tennis and basketball courts, security and more. Enjoy true lake living with fishing, paddleboarding, boating, jet skis and gas-powered boats permitted. Don't miss this opportunity! Privacy. Waterfront. Beautiful gardens. Nearly an acre of land. A private dock. Move-in-ready renovations. This isn't simply a home at the lake—it's the peaceful Lake Caroline lifestyle you've been looking for.

Highlights

Listed by Jennifer Donaldson , 5404799200 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

Lot/Acreage
0.91

HOA Fee

1654 Annually

Year Built

1986

County

Caroline

Neighborhood

Lake Caroline

School District

Caroline County Public Schools

Listing ID

VACV2011264

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Instant Hot Water, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless
Air Cond:Central A/C
Fireplaces:Gas/Propane,Brick,1 Fireplace
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1768
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Attic, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Upgraded Countertops, Wine Storage
Water:Private/Community Water

Exterior Features

Lot:Landscaping,Rear Yard,SideYard(s),Trees/Wooded,Vegetation Planting,Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:Double Lot with over 120ft of Waterfront. Private Lot
Garage Capacity:4
Zoning:R1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, Excellent, Very Good, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Club House, Common Grounds, Gated Community, Jog/Walk Path, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Pool - Outdoor, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Road Maintenance, Snow Removal
Sewer:On Site Septic
Parking Features:Asphalt Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,133
Taxes
$192
HOA
$1,654

Home Price

$598,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$119,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,132.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,132.84 $191.75 $1,654.00 $4,978.59
Yearly $37,594.13 $2,301.00 $19,848.00 $59,743.13
Total $1,127,823.96 $69,030.00 $595,440.00 $1,792,293.96
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ruther Glen, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS