Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

686 Lake Caroline Dr , Ruther Glen, VA 22546
$3,250
Est. Payment: $17.03/mo
3 Bed
3 Bath
3276 Sqft
Status: pending | Days on site: 67
Get Pre-Qualified
EXPY1 - 3383809
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Stunning Lakefront Rental in Lake Caroline! More than just a home to rent, this is a lifestyle. Enjoy waterfront living in this beautifully maintained 3-bedroom, 3-bath lakefront home in the gated community of Lake Caroline. With over 3,200 square feet of living space, stunning lake views, and convenient access to I-95, you'll enjoy the perfect balance of relaxation and accessibility. Inside, the bright open floor plan features vaulted ceilings, Palladian windows, a cozy gas fireplace, and an updated kitchen with stainless steel appliances. The spacious primary suite offers a private bath, walk-in closet, and direct access to the screened porch overlooking the water. The fully finished walk-out basement includes a large recreation room with a pool table, second kitchen, and full bath, providing plenty of space for entertaining or guests. Outside, enjoy the expansive deck and private dock with deep water and electricity. Whether you love boating, fishing, kayaking, paddleboarding, swimming, or simply relaxing by the water, this home offers a lifestyle you'll look forward to every day. Residents enjoy access to Lake Caroline's private lake, beach, pool, tennis courts, clubhouse, playgrounds, boat ramps, and 24-hour gated security. Rarely does a waterfront home like this become available for lease. Come experience lake living at its best.

Highlights

Listed by Erin Ann Kerch , 8042231555 EXP Realty, LLC , 8668257169. Bright MLS

Property Type

Residential Lease

HOA Fee

1654 Annually

Year Built

2003

County

Caroline

Neighborhood

Lake Caroline

School District

Caroline County Public Schools

Listing ID

VACV2010832

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Dryer - Electric, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Fireplace - Glass Doors,Gas/Propane,Mantel(s),1 Fireplace
Floor:Carpet,Hardwood,Vinyl,Wood
Above Ground Sq Ft:1638
Below Ground Sq Ft:1638
Basement:Connecting Stairway,Full,Fully Finished,Heated,Interior Access,Outside Entrance
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Case by Case Basis, Pet Addendum/Deposit, Pets Allowed
Water:Public

Exterior Features

Lot:Fishing Available,Front Yard,Landscaping,Level,Partly Wooded,SideYard(s),Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R1
Roof:Asphalt
Others:
  • ▪ Additional:Exterior Lighting, Excellent, Basketball Courts, Beach, Club House, Gated Community, Picnic Area, Pier/Dock, Pool - Outdoor, Recreational Center, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security Gate, Snow Removal
Sewer:On Site Septic,Septic < # of BR
Parking Features:Garage - Front Entry,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$17
Taxes
$2
HOA
$1,654

Home Price

$3,250

Loan Details

30 yrs
6.844%

Down Payment

20%
$650
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $17.03 $2.07 $1,654.00 $1,673.10
Yearly $204.32 $24.86 $19,848.00 $20,077.18
Total $6,129.48 $745.87 $595,440.00 $602,315.35
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Ruther Glen, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T05:05:10.000Z

© 2026 Bright MLS