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12 Mahon Cir , Ruther Glen, VA 22546
$1,175,000
Est. Payment: $6,155.67/mo
5 Bed
6 Bath
4816 Sqft
0.73 Acres
Status: pending | Days on site: 18
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CENT102 - 95813
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House Description

This exceptional waterfront home filled with natural light offers stunning lake and sunset views outside and an open, airy feel throughout inside, fully embracing its spectacular setting. Set at the end of a cul-de-sac, the property opens onto a private, treed front yard. The huge backyard is bordered by almost 300 feet of seawall and lends itself to a host of outdoor activities. Inside, the main level boasts an open-concept family and dining area, beautifully updated kitchen, two private offices, two en suite bedrooms, a powder room, and a cozy sun porch. Professionally installed window treatments, hardwood flooring, and updated décor add both style and sophistication. The upper level’s expansive owner’s retreat includes a spacious bedroom and sitting room, both with top-level deck access, a gorgeous remodeled bath, sauna room, generous sitting room, and convenient laundry. In addition to a third en suite bedroom and half-bath, the large loft has spectacular water views. The lower level offers yet another flexible living space, with durable plank flooring throughout, a spacious recreation room, bedroom (NTC), full bath, laundry room, and private rear entrance. The full-height cellar extends beneath the entire home, and the oversized 2-car garage includes an EV charger. Recent major improvements include a new roof and gutters, new front walkway and porch, a new HVAC system, and a large-capacity water heater, and professional landscaping. Outside, 3 expansive levels of decking and a gazebo provide a multitude of locations to relax, dine, or entertain. In addition to the gorgeous new swim spa and stone patio, the backyard features an outdoor shower, large dock, reinforced seawall, and two below-deck storage areas. Located in a gated community with a beach, pool, playground, and more, this property is so much more than a house—it’s a lifestyle! For family, for friends, or just for yourselves, this remarkable oasis will feed your soul with the privacy, comfort, serenity, and recreation that it offers.

Highlights

Listed by Tracey L Farmer , 5402956568 Century 21 Redwood Realty , 5408982900. Bright MLS

Property Type

Residential

Lot/Acreage
0.73

HOA Fee

1773 Annually

Year Built

1989

County

Caroline

Neighborhood

Lake Land Or

School District

Caroline County Public Schools

Listing ID

VACV2010970

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:2
Appliances:Central Vacuum, Dishwasher, Disposal, Dryer, Humidifier, Icemaker, Intercom, Microwave, Refrigerator, Washer, Stove
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:2 Fireplaces
Above Ground Sq Ft:2848
Below Ground Sq Ft:1968
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Breakfast Area, Dining Area, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Sauna, Upgraded Countertops, Wet/Dry Bar, WhirlPool/HotTub, Wood Floors
Water:Public

Exterior Features

Lot:Bulkheaded,Landscaping,Premium,Cul-de-sac,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R1
Others:
  • ▪ Additional:Flood Lights, Private Beach, Underground Lawn Sprinkler, Lawn Sprinkler, Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Community Center, Gated Community, Pool - Outdoor, Security, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Pool(s), Security Gate, Water
Sewer:On Site Septic
Parking Features:Asphalt Driveway,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$6,156
Taxes
$313
HOA
$1,773

Home Price

$1,175,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$235,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,155.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,155.67 $313.39 $1,773.00 $8,242.07
Yearly $73,868.07 $3,760.72 $21,276.00 $98,904.79
Total $2,216,042.06 $112,821.60 $638,280.00 $2,967,143.66
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ruther Glen, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS