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18386 Centennial Cir , Ruther Glen, VA 22546
$369,000
Est. Payment: $1,933.14/mo
3 Bed
3 Bath
1646 Sqft
0.05 Acres
Status: active | Days on site: 50
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CBRB63 - 3333692
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House Description

Motivated seller willing to assist with a portion of buyer's closing costs. *** Owner purchased it as new construction but they've never lived in it. *** Discover easy, modern living in the beautiful desirable Pendleton community! This 2025 built 3-bedroom, 2.5-bath property combines a thoughtfully designed floor plan with stylish finishes and everyday convenience. The main level features a spacious primary bedroom with an expansive en-suite full bath and a generously sized closet, offering the comfort and convenience of main-level living. The bright, open-concept living and dining area flows seamlessly into the kitchen, where granite countertops, a large center island, stainless steel appliances, and beautiful luxury vinyl plank flooring create a welcoming space for both everyday living and entertaining. Step outside to your private patio, an inviting spot for morning coffee, outdoor dining, or relaxing at the end of the day. Upstairs, two additional bedrooms and flexible living space provide plenty of options for guests, a home office, hobby area, or additional lounge space. The home is still covered by the builder warranty, providing added peace of mind for the next owner. Community amenities including a swimming pool, clubhouse, pickleball courts, golf court and scenic walking trails. With convenient access to major commuter routes and an ideal location between Fredericksburg and Richmond, this move-in-ready home offers the perfect combination of comfort, convenience, and low-maintenance living. Welcome home!

Highlights

Listed by Poppy Guo , 7037728577 Coldwell Banker Realty , 7037631950. Bright MLS

Property Type

Townhome

Lot/Acreage
0.05

HOA Fee

308 Quarterly

Year Built

2025

County

Caroline

Neighborhood

Pendleton

School District

Caroline County Public Schools

Listing ID

VACV2011012

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Floor:Ceramic Tile,Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:1646
Other:
  • ▪ Main Floor Bedrooms:1
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Composite,Shingle
Others:
  • ▪ Additional:Excellent
Sewer:No Septic System
Parking Features:Concrete Driveway,Additional Storage Area,Built In,Covered Parking,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,Parking Lot,2+ Spaces,1+ Spaces
Principal Interest
$1,933
Taxes
$235
HOA
$308

Home Price

$369,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$73,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,933.14 $235.24 $308.00 $2,476.38
Yearly $23,197.72 $2,822.85 $3,696.00 $29,716.57
Total $695,931.51 $84,685.50 $110,880.00 $891,497.01
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ruther Glen, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS