VA ASSUMABLE LOAN OPPORTUNITY! Take advantage of a unique financing opportunity with an existing VA loan that may offer a more attractive interest rate than today's market rates! Enjoy easy living in the sought-after Pendleton golf course community, a like-new neighborhood perfect for first-time homebuyers or those looking to downsize and enjoy a more relaxed lifestyle. Designed for comfortable main-level living, this home features an open layout ideal for everyday living and entertaining. The kitchen offers granite countertops, stainless steel appliances, modern hardware, recessed lighting, plenty of cabinet space, and a large island with seating that opens to the living room. Ceiling fans in the living room and bedrooms add comfort throughout the home. The formal dining room at the front of the home is filled with natural light and also offers flexibility for a home office or additional sitting area. The secondary bedroom can easily function as a guest room or office space. The primary suite features cozy carpeting, a spacious closet, and an en suite bathroom with a stall shower. A glass slider off the living room leads to the covered Trex deck with a ceiling fan, overlooking the partially fenced wrought iron backyard with scenic views of the golf course, rolling hills, and tree line beyond. The unfinished basement offers endless possibilities for future expansion, including additional living space, a bedroom, bathroom, gym, or recreation area to fit your needs. The home also features a whole-house water filtration system as well as a reverse osmosis system for added convenience and peace of mind. Residents of Pendleton enjoy access to an impressive list of amenities including the 18-hole championship golf course, disc golf course, swimming pool, playgrounds, sports fields, walking trails, dog park, and more, offering activities and recreation for a variety of lifestyles. Conveniently located near I-95 and Route 1, with easy access to Fredericksburg, Richmond, and Fort A.P. Hill.