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12308 Catharines Furnace Ct , Spotsylvania, VA 22553
$1,150,000
Est. Payment: $6,024.70/mo
5 Bed
6 Bath
6512 Sqft
4.23 Acres
Status: active under contract | Days on site: 98
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CENT102 - 3345909
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House Description

Welcome Home! This exceptional Chancellor West 4.23 acre estate sits directly on the community fishing lake with private access to fish, paddle board, and kayak right from your backyard. Remarkably low HOA fees allow residents to enjoy a host of amenities including a swimming pool, pickleball courts, tennis courts, basketball court, and a playground. The neighborhood itself backs to the Chancellor National Battlefield Trust, placing miles of protected walking and biking trails right at your fingertips. And when it comes to schools, this home sits squarely in the sought after Riverbend High School district. This stunning 5-bedroom, 5.5-bathroom home spans across three levels to accommodate both entertaining and comfortable everyday living. The main and upper levels deliver 4,735 sq/ft of beautifully appointed space featuring an open-concept great room, formal dining, family room, private office, gourmet kitchen, 1st floor laundry, and a spaciouse sunroom. A dedicated first-floor bedroom suite with a fully accessible bathroom and wheelchair lift makes this home true one-level accessible living for multi-generational households. Head downstairs and discover an additional 1,777 sq/ft of living space as well as another 700 sq/ft of storage complete with full kitchen, full bathroom, recreation rooms, home theater room and wet bar — perfect for hosting guests or as a premium in-law suite. Walk-out access makes the transition from indoor entertaining to your backyard completely seamless. Conveniently located west of I-95, you're just minutes from top-rated schools, commuter routes, Historic Downtown Fredericksburg and the restaurant and retail corridor along Route 3. Private waterfront. Protected trails. Award-winning schools. 4+ private acres. This is your chance to truly “Live Where You Play”. **VA assumable loan**

Highlights

Listed by Brandon Parker McCarter , 5406237519 Century 21 Redwood Realty , 5408982900. Bright MLS

Property Type

Residential

Lot/Acreage
4.23

HOA Fee

67 Monthly

Year Built

1998

County

Spotsylvania

Neighborhood

Chancellor West

School District

Spotsylvania County Public Schools

Listing ID

VASP2044498

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,3 Fireplaces
Floor:Carpet,Ceramic Tile,Hardwood,Laminate Plank
Above Ground Sq Ft:4735
Below Ground Sq Ft:1777
Basement:Fully Finished,Walkout Level,Rear Entrance
Other:
  • ▪ Main Floor Bedrooms:5
Water:Well,Private

Exterior Features

Lot:Cul-de-sac,Fishing Available,Landscaping,Trees/Wooded,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:3
Zoning:RU
Roof:Architectural Shingle
Others:
  • ▪ Additional:Underground Lawn Sprinkler, Basketball Courts, Lake, Pickleball Courts, Picnic Area, Pool - Outdoor, Tennis Courts, Tot Lots/Playground
Sewer:On Site Septic
Parking Features:Built In,Additional Storage Area,Garage - Side Entry,Garage Door Opener,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$6,025
Taxes
$505
HOA
$67

Home Price

$1,150,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,024.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,024.70 $505.42 $67.00 $6,597.12
Yearly $72,296.41 $6,065.00 $804.00 $79,165.41
Total $2,168,892.23 $181,950.00 $24,120.00 $2,374,962.23
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Spotsylvania, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS