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10631 Plank Rd , Spotsylvania, VA 22553
$549,900
Est. Payment: $2,880.85/mo
5 Bed
4 Bath
3360 Sqft
4.71 Acres
Status: pending | Days on site: 25
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HUWAR1 - 60660
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House Description

Immediate Delivery! Fully finished basement!! Stunning New construction on a private 4.71 acre lot with no HOA and loaded with upgrades! Luxury Vinyl Plank flooring throughout the main level of the home and upper-level laundry room. Spacious kitchen with UPGRADED GRANITE tops, shaker style cabinets, center island with designer pendant lighting, stainless appliances (CHECK OUT UPGRADED REFRIGERATOR), kitchen exhaust fan that vents outside, walk in pantry with shelving, recessed lighting, and more! Mudroom with custom trim work and cubby storage. Kitchen is open to the dining area, family room with lots of windows for natural lighting, and family room has an electric fireplace with blower. Upper-level owner's suite with recessed lighting and ceiling fan. The owner’s bath has a custom designed oversized ceramic tile walk-in shower with frameless glass doors, multiple shower heads and bench, dual vanities with overhead recessed lighting, ceramic flooring, and a large walk-in closet & walk-in linen closet. Remaining upstairs bedrooms are spacious with ceiling fans in all the bedrooms. The hall bath has ceramic flooring, and dual vanities with granite tops. Upper-level laundry room with cabinets and granite tops. Plenty of room in the finished walkout basement with a large rec room , 5th bedroom and 3rd full bath. Dual zoned heating and cooling system to keep the house more comfortable and more efficient. 2 panel interior doors with matte black hinges and door hardware, insulated garage door and insulated garage, prewired for electric vehicle charger. Concrete front porch and painted foundation. Don’t Miss Out!

Highlights

Listed by Alberta Huwar , 5408415159 Huwar & Associates, Inc , 5408918009. Bright MLS

Property Type

Residential

Lot/Acreage
4.71

Year Built

2026

County

Spotsylvania

Neighborhood

None Available

School District

Spotsylvania County Public Schools

Listing ID

VASP2046034

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Water Heater
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Electric,1 Fireplace
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:2288
Below Ground Sq Ft:1072
Basement:Full,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Sump Pump,Unfinished,Walkout Level,Windows,Fully Finished
Other:
  • ▪ Additional:Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Upgraded Countertops
Water:Well

Exterior Features

Lot:Backs to Trees,Cleared,Landscaping,Partly Wooded,Private,Rear Yard,Horse Property: No
Garage Capacity:2
Zoning:A1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Sidewalks, Excellent
Sewer:On Site Septic
Parking Features:Gravel Driveway,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,881
Taxes
$351

Home Price

$549,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$109,980
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Monthly Price:
$2,880.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,880.85 $350.56 $0.00 $3,231.42
Yearly $34,570.26 $4,206.74 $0.00 $38,776.99
Total $1,037,107.69 $126,202.05 $0.00 $1,163,309.74
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Spotsylvania, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS