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9200 Jr Montgomery Ln , Spotsylvania, VA 22551
$789,900
Est. Payment: $4,138.18/mo
4 Bed
3 Bath
4054 Sqft
20 Acres
Status: active | Days on site: 35
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House Description

Privacy, total craftsmanship and 20 wooded acres set the scene for this Cape Cod escape! At 9200 JR Montgomery Lane, a private road leads to a three-bedroom (4th NTC), three- bath home with post-and-beam construction, three front dormers and additions made over the years. Approximately two acres of this property are cleared, with mature landscaping around the house and a mix of annuals and perennials near the covered front porch. White trim, a very light green exterior and red doors give the home such a lovely welcome. Out back, a wood deck completed in May stretches approximately 50 feet along the main house and mudroom, averaging 10 feet wide. A patio offers another spot to spend time outdoors. Beyond the cleared grounds, the woods hold white oaks, hickories and walnuts, along with a seasonal creek. There is room to explore and the owner notes the possibility of adding a pond. Step through the front door and look up! The open post-and-beam interior rises to a ceiling approximately 30 feet high, with the three dormers bringing character to the space. A handcrafted staircase leads to the loft above, while the living room opens off the foyer. A mix of wood flooring carries through the main living areas. The kitchen pairs granite countertops and a backsplash with stainless steel appliances, white pine cabinetry with cherry-stained accents and ceramic tile flooring in a European brick-inspired pattern. The kitchen was updated in January. Nearby, the mudroom includes a pantry closet and a guest bath with a shower and sink. The main-level primary suite has two good-sized closets and a private bath with a glass- enclosed walk-in shower, new shower tile, a quartz sink and subway tile accents. Upstairs, 1.5-inch white pine flooring runs through the loft and two additional bedrooms. The upper-level bath has a freestanding tub and single sink. An attached converted garage adds a side entrance, a coat closet on its first level and office space upstairs that may also work as a bedroom. A detached 40-by-40-foot garage has two 14-foot doors and a second level for storage, with potential for a future suite. The roof was replaced this March, the Trane system is only 5 years old and is under warranty, the heat pump was updated in 2022 and a mini-split in the converted garage was updated in January. With this location, historic battlefields are within minutes; shopping, grocery and dining selections are within 20 minutes; and multiple I-95 exits are within 20 minutes. The heart of downtown Fredericksburg is just 25 minutes northeast. With its expansive grounds, flexible spaces and memorable craftsmanship, 9200 JR Montgomery Lane offers a very special setting to call your next home!

Highlights

Listed by Amy Cherry Taylor , 5408457619 Porch & Stable Realty, LLC , 5406322824. Bright MLS

Property Type

Residential

Lot/Acreage
20

Year Built

2001

County

Spotsylvania

Neighborhood

None Available

School District

Spotsylvania County Public Schools

Listing ID

VASP2045848

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Washer, Dishwasher, Dryer, Refrigerator, Icemaker, Stove
Air Cond:Heat Pump(s),Central A/C,Ceiling Fan(s)
Fireplaces:Electric,Stone,Insert,1 Fireplace
Floor:Ceramic Tile,Hardwood
Above Ground Sq Ft:3015
Below Ground Sq Ft:1039
Basement:Fully Finished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Ceiling Fan(s), Water Treat System, Bathroom - Soaking Tub, Bathroom - Stall Shower, Carpet, Chair Railings, Combination Kitchen/Dining, Crown Moldings, Dining Area, Entry Level Bedroom, Exposed Beams, Recessed Lighting, Wood Floors
Water:Private,Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:A3
Others:
  • ▪ Additional:Outbuilding(s), Excellent
Sewer:On Site Septic
Parking Features:Covered Parking,Garage - Front Entry,Additional Storage Area,Oversized,Garage Door Opener,Driveway,Detached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,138
Taxes
$314

Home Price

$789,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$157,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,138.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,138.18 $313.50 $0.00 $4,451.68
Yearly $49,658.20 $3,762.00 $0.00 $53,420.20
Total $1,489,746.06 $112,860.00 $0.00 $1,602,606.06
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Spotsylvania, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS