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10104 Willow Ridge Ln , Spotsylvania, VA 22553
$775,000
Est. Payment: $4,060.12/mo
4 Bed
4 Bath
5261 Sqft
1.24 Acres
Status: active | Days on site: 15
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KWCP3 - 114974,3294779
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House Description

Welcome to this 4-bedroom, 3.5-bath home on 1.25 acres in sought-after Stuart’s Crossing! Surrounded by mature trees and colorful landscaping, this property offers spacious interiors, thoughtful upgrades, and exceptional outdoor living. A welcoming two-story foyer introduces rich cherry hardwood floors and an elegant staircase. The formal dining room is ready for gatherings, while the front living room offers flexible space for an office or music room. The dramatic two-story family room features soaring ceilings and expansive windows that fill the space with natural light. The kitchen offers wood cabinetry, stainless steel appliances, a center island, generous counters, and an adjoining breakfast area. A bright sitting room with luxury vinyl tile and French doors opens to the deck. Off the two-car garage, a custom laundry/mudroom features an extra-large stacked washer and dryer (2026), utility sink, upper cabinets, hanging rod, folding counter with basket storage, and double coat racks. A powder room completes the main level. Upstairs, the primary suite features vaulted ceilings and two walk-in closets. Its private bath includes a vaulted ceiling, double vanity, lighted mirror, Jacuzzi tub, walk-in shower, and separate water closet. Three additional bedrooms include an oversized room with a walk-in closet. Bathroom updates include lighting, upgraded showerheads with handheld fixtures in all three showers, and taller toilets except in the upstairs hall bath. The finished walkout lower level offers a spacious recreation/theater area with large windows, a full bath, and a custom library with illuminated built-in cabinetry, including glass-front displays, that conveys. The theater package—wall-mounted TV, Fire Stick, soundbar, subwoofer, and three-recliner sectional—may convey for a minimal additional cost. Two large unfinished rooms provide valuable storage. A standout $160,000 outdoor addition (2023) features an expansive Trex deck with illuminated stairs and posts and Bluetooth-controlled lighting. The large screened porch off the kitchen offers bug-free dining, a ceiling fan, and two infrared heaters overlooking the woods. Below, a stone patio features a lighted retaining wall, outdoor Bluetooth/aux sound system, projector stand, movie screen, ceiling fan, and door to the basement—perfect for outdoor movie nights. The separate workshop includes bright lighting, double doors on opposite sides, outlets approximately every 18 inches, a dedicated electrical panel, and mini-split prewiring. A basement-level hose spigot adds convenience. Outside, enjoy a front paver patio, landscaped retaining wall, low-maintenance flower beds, ornamental plantings, and fruit trees including peach, nectarine, pear, apricot, black cherry, pawpaw, and crabapple. A 150-foot retractable hose and expanded asphalt driveway with room for multiple large vehicles add practicality. Major improvements include a new roof (2023), sump pump (2025), and both HVAC units replaced within the last decade. Stuart’s Crossing offers trails, tennis courts, and two playgrounds, with convenient access to Ni Reservoir, Harrison Crossing and Publix, Costco, Central Park shopping and dining, and I-95 with nearby northbound HOV access. Enjoy room to entertain, pursue hobbies, and relax amid peaceful wooded views!

Highlights

Listed by Nathan Daniel Johnson , 7035949104 and Shawn Derrick , 5404401437 Keller Williams Capital Properties , 7039641290. Bright MLS

Property Type

Residential

Lot/Acreage
1.24

HOA Fee

255 Quarterly

Year Built

2009

County

Spotsylvania

Neighborhood

Stuarts Crossing

School District

Spotsylvania County Public Schools

Listing ID

VASP2046454

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Icemaker, Refrigerator, Oven - Wall, Stove, Washer, Dryer
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Wood
Above Ground Sq Ft:3479
Below Ground Sq Ft:1782
Basement:Outside Entrance,Fully Finished
Other:
  • ▪ Additional:Butlers Pantry, Kitchen - Gourmet, Dining Area, Breakfast Area, Floor Plan - Open, Floor Plan - Traditional, Ceiling Fan(s), Window Treatments
Water:Private

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R1
Others:
  • ▪ Additional:Very Good, Common Grounds, Jog/Walk Path, Tennis Courts, Tot Lots/Playground
Sewer:On Site Septic,Septic < # of BR
Parking Features:Garage - Side Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$4,060
Taxes
$421
HOA
$255

Home Price

$775,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,060.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,060.12 $421.08 $255.00 $4,736.21
Yearly $48,721.49 $5,053.00 $3,060.00 $56,834.49
Total $1,461,644.76 $151,590.00 $91,800.00 $1,705,034.76
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Spotsylvania, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS