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1014 Potomac Dr , Stafford, VA 22554
$599,900
Est. Payment: $3,142.80/mo
3 Bed
4 Bath
2386 Sqft
0.32 Acres
Status: active | Days on site: 152
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BHHSS3 - 68047
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House Description

**WATERFRONT w/Veteran Assumable Loan**Approx Balance $335,000; 2.62%; First Home Mortgage**Waterfront Living on Aquia Creek! Move-In Ready 3BR, 3.5BA Brick & Vinyl Colonial with a Private Dock, Main Level Bedroom Suite, Tiki Bar & Boat/RV Parking in amenity-filled Aquia Harbour! Highlights include improved waterfront with seawall, private dock, approximately 4' mean low water and excellent access for boating, fishing, kayaking and water recreation. Two-car-wide driveway plus side parking pad for a boat, RV or trailer, covered front porch, updated roof with architectural shingles(2017), gutters(2017); dual-zone HVAC(2018) and water heater (2018). Inside, hardwood flooring spans much of the main level. The family room features a wood-burning fireplace and deck access, while the living room offers crown molding, shiplap-style accent walls and atrium doors to the deck. The kitchen includes a pantry, Bosch dishwasher, built-in microwave and breakfast area with deck access. A main-level bedroom suite provides flexible one-level living with a walk-in closet and updated full bath. A renovated half bath and laundry room complete the main level. Upstairs, the primary suite features hardwood flooring, walk-in closet, private balcony with water views and a separate sitting room/home office. The luxury bath offers dual vanities, jetted soaking tub and oversized shower with multiple body sprays. An additional bedroom and updated hall bath complete the upper level. Outdoor living shines with a tiered deck, retractable awning, fire pit area, fenced backyard, powered shed and covered tiki bar with new roof. The Improved Waterfront Features a Seawall, Private Dock & Direct Access to Aquia Creek and Beyond for Boating, Fishing, Kayaking & Waterfront Enjoyment right from your backyard. Additional features include a two-car garage with epoxy floor and shelving. Located on one of Aquia Harbour's most desirable streets near the community garden, walking trails and front gate access. The Abundant Aquia Harbour Amenities include 24 Hour Manned Front Gate + Residents Only Rear Gate; Two Pools; State Certified Police Force; Fire Dept; Marina w/Boat Ramp & Fishing Pier; Kayak/Canoe Launches; Golf Course w/Pro Shop, Putting Green, Driving Range & the World Famous Clubhouse @ Aquia Harbour Restaurant; Dog Park; Horse Stables, Riding Areas/Trails & Pens; Secure Storage Lot; Community Garden; PreSchool; Fishing Park; 8 Other Parks w/Tot Lots, Tennis & Basketball; Nature Park Like Surroundings with Tons of Wildlife including Deer, Fox & Bald Eagles Above! Don't Forget About the Community Events, including the Independence Day Celebration w/Parade and Fireworks, Oktoberfest, Outdoor Movies, and More!

Highlights

Listed by Michael V. Unruh , 7035939430 Berkshire Hathaway HomeServices PenFed Realty , 5407359176. Bright MLS

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

174 Monthly

Year Built

1992

County

Stafford

Neighborhood

Aquia Harbour

School District

Stafford County Public Schools

Listing ID

VAST2050064

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven - Double, Refrigerator, Washer, Water Dispenser, Water Heater, Disposal
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s),Zoned
Fireplaces:Fireplace - Glass Doors,Mantel(s),Brick,1 Fireplace
Floor:Hardwood,Luxury Vinyl Plank,Ceramic Tile,Carpet
Above Ground Sq Ft:2386
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Breakfast Area, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Entry Level Bedroom, Formal/Separate Dining Room, Pantry, Primary Bath(s), Recessed Lighting, Stain/Lead Glass, Store/Office, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
Water:Public

Exterior Features

Lot:Fishing Available,Front Yard,Level,No Thru Street,Partly Wooded,Private,Rear Yard,SideYard(s),Stream/Creek,Cul-de-sac,Premium,Not New Construction,Horse Property: Yes,Waterfront
Garage Capacity:9
Zoning:R1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Secure Storage, Outbuilding(s), Boat Storage, Very Good, Good, Bar/Lounge, Baseball Field, Basketball Courts, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Day Care, Dining Rooms, Dog Park, Extra Storage, Fencing, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Marina/Marina Club, Meeting Room, Mooring Area, Non-Lake Recreational Area, Party Room, Pickleball Courts, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Putting Green, Riding/Stables, Security, Shared Slip, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Management, Pier/Dock Maintenance, Pool(s), Security Gate, Snow Removal, Road Maintenance, Reserve Funds, Trash
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Paved Driveway,Private,Secure Parking,Additional Storage Area,Built In,Covered Parking,Garage - Front Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,143
Taxes
$398
HOA
$174

Home Price

$599,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$119,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,142.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,142.80 $397.92 $174.00 $3,714.71
Yearly $37,713.58 $4,775.00 $2,088.00 $44,576.58
Total $1,131,407.35 $143,250.00 $62,640.00 $1,337,297.35
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS