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2226 Harpoon Dr , Stafford, VA 22554
$509,900
Est. Payment: $2,671.30/mo
3 Bed
3 Bath
2236 Sqft
0.32 Acres
Status: active | Days on site: 58
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KWR18 - 3245965
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House Description

**Seller willing to help with closing cost assistance or interest rate buy down with acceptable offer!** VA ASSUMABLE LOAN WITH A 2.375% INTEREST RATE! Welcome to 2226 Harpoon Dr, a spacious two-level, 2,236 sq. ft. single-family home situated on one of the best lots in Aquia Harbour! Thoughtfully renovated in 2025, this home offers modern updates, functional living space, and a beautiful setting within this sought-after gated community. Excellent curb appeal and a charming front porch welcome you home—perfect for relaxing or enjoying your morning coffee. Inside, modern finishes and an open layout create a clean and inviting feel. The main level features LVP flooring throughout (2025) and a beautifully updated kitchen (2025) complete with marble countertops, sleek pendant lights, stainless steel appliances, white shaker-style cabinetry, a farmhouse apron-front sink, and a wine cooler. The spacious family room features a wood-burning fireplace and flows into the designated dining area. The main level also includes a powder room and an impressive 572+ sq. ft. flex/recreation space, offering endless possibilities for a home office, gym, playroom, entertainment area, or additional living space. Step directly from the kitchen into your fenced-in backyard, made for entertaining! Featuring two large decks, an expansive concrete patio, fire pit, and peaceful views of mature trees and wooded surroundings, this private outdoor setting truly sets the property apart. Whether hosting friends and family or simply relaxing and enjoying nature, this is a backyard you'll love coming home to. Upstairs, you'll find LVP flooring (2025), three generously sized bedrooms, and two full bathrooms. The spacious primary suite features its own large ensuite bathroom. Parking is easy with an expansive paved driveway that comfortably fits four cars. Aquia Harbour offers an impressive selection of amenities, including a marina, kayaking, swimming pools, country club, golf course, restaurant, walking trails, community center, tot lots, playgrounds, an on-site police department, and so much more! The home is also conveniently located approximately seven minutes from the community's main entrance, providing easy access for residents and guests. Enjoy convenient access to shopping, dining, and major commuter routes, including I-95 and Route 1.

Highlights

Listed by Diego A Abregu , 5712682298 Keller Williams Realty , 7034309008. Bright MLS

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

156 Monthly

Year Built

1986

County

Stafford

Neighborhood

Aquia Harbour

School District

Stafford County Public Schools

Listing ID

VAST2053372

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s),Programmable Thermostat,Zoned,Multi Units,Ductless/Mini-Split
Fireplaces:Wood,1 Fireplace
Floor:Laminated,Luxury Vinyl Plank,Vinyl
Above Ground Sq Ft:2236
Other:
  • ▪ Additional:Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Level,Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Zoning:R1
Roof:Shingle,Asphalt
Others:
  • ▪ Additional:Chimney Cap(s), Extensive Hardscape, Exterior Lighting, Gutter System, Sidewalks, Baseball Field, Basketball Courts, Bike Trail, Jog/Walk Path, Soccer Field, Bar/Lounge, Boat Ramp, Club House, Common Grounds, Community Center, Day Care, Dining Rooms, Fencing, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Marina/Marina Club, Meeting Room, Mooring Area, Non-Lake Recreational Area, Party Room, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Putting Green, Riding/Stables, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Boat Dock/Slip, Dog Park, Extra Storage, Picnic Area, Swimming Pool, Trash, Common Area Maintenance, Pier/Dock Maintenance, Reserve Funds, Road Maintenance, Security Gate, Snow Removal
Sewer:Public Sewer
Parking Features:Paved Driveway,Private,Driveway,Off Street
Principal Interest
$2,671
Taxes
$322
HOA
$156

Home Price

$509,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$101,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,671.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,671.30 $322.08 $156.00 $3,149.38
Yearly $32,055.60 $3,865.00 $1,872.00 $37,792.60
Total $961,667.96 $115,950.00 $56,160.00 $1,133,777.96
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS