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307 Raft Cove , Stafford, VA 22554
$499,900
Est. Payment: $2,618.91/mo
4 Bed
3 Bath
2376 Sqft
0.51 Acres
Status: active | Days on site: 5
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BHHSS3 - 3338530
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House Description

Move-In Ready Split-Level Home with 4BR, 3 FULL BA, Finished Lower Levels & Great Outdoor Living! Highlights and Features Include: Main Level featuring a living room with refinished hardwood flooring, ceiling fan with light & wood-burning fireplace. Upstairs, the dining room and hallway continue the hardwood flooring, while the kitchen offers LVP flooring, white cabinetry, black appliances & doors leading to the rear deck with stairs to the backyard. The primary bedroom features carpet, walk-in closet & ensuite bathroom with ceramic tile flooring, single-sink vanity, tub/shower combo & crown molding. Bedrooms 2 & 3 offer carpet flooring & standard closets, while the hall full bath features ceramic tile flooring & tub/shower combo. The Finished Lower Level adds additional living space with a carpeted recreation room featuring double doors leading to the backyard, plus Bedroom 4 with carpet, closet & double windows. A full bathroom and laundry area with washer and dryer conveying complete this level. Down an additional set of stairs, the second lower level offers a separate carpeted bonus room with a closet, providing great potential for a media room, playroom or additional flex space. Additional features include a paved driveway, attached two-car garage, architectural-shingle roof & NEW HVAC in 2025. With multiple finished living areas, four bedrooms & three full bathrooms, this split-level home offers plenty of space and flexibility! Quiet & Peaceful Location on Cul-de-sac & Just Seconds to Residents Only Rear Gate! The Abundant Aquia Harbour Amenities include 24 Hour Manned Front Gate + Residents Only Rear Gate; Two Pools; State Certified Police Force; Fire Dept; Marina w/Boat Ramp & Fishing Pier; Kayak/Canoe Launches; Golf Course w/Pro Shop, Putting Green, Driving Range, Aquia Harbour Restaurant; Dog Park; Horse Stables, Riding Areas/Trails & Pens; Secure Storage Lot; Community Garden; PreSchool; Fishing Park; 8 Other Parks w/Tot Lots, Tennis & Basketball; Nature Park Like Surroundings with Tons of Wildlife including Deer, Fox & Bald Eagles, Blue Heron & More! Don't Forget About the Community Events including the Independence Day Celebration w/Parade and Fireworks, Oktoberfest, Outdoor Movies and More!

Highlights

Listed by Susan Kay Shelton , 5712084894 Berkshire Hathaway HomeServices PenFed Realty , 5407359176. Bright MLS

Property Type

Residential

Lot/Acreage
0.51

HOA Fee

174 Monthly

Year Built

1989

County

Stafford

Neighborhood

Aquia Harbour

School District

Stafford County Public Schools

Listing ID

VAST2055090

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Dryer, Icemaker, Refrigerator, Stove, Washer, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Mantel(s),1 Fireplace
Floor:Hardwood,Luxury Vinyl Plank,Carpet,Ceramic Tile
Above Ground Sq Ft:1420
Below Ground Sq Ft:956
Basement:Connecting Stairway,Daylight,Full,Fully Finished,Heated,Interior Access,Outside Entrance,Rear Entrance,Space For Rooms,Walkout Level,Windows,Garage Access
Other:
  • ▪ Additional:Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Formal/Separate Dining Room, Primary Bath(s), Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Rear Yard,SideYard(s),Trees/Wooded,Not New Construction,Horse Property: Yes
Garage Capacity:8
Zoning:R1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Gutter System, Very Good, Bar/Lounge, Baseball Field, Basketball Courts, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Day Care, Dining Rooms, Dog Park, Extra Storage, Fencing, Fax/Copying, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Marina/Marina Club, Meeting Room, Mooring Area, Non-Lake Recreational Area, Party Room, Pickleball Courts, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Putting Green, Riding/Stables, Security, Shared Slip, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Management, Pier/Dock Maintenance, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security Gate, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Paved Driveway,Paved Parking,Private,Secure Parking,Basement Garage,Additional Storage Area,Built In,Covered Parking,Garage - Front Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,619
Taxes
$323
HOA
$174

Home Price

$499,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,618.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,618.91 $323.00 $174.00 $3,115.91
Yearly $31,426.93 $3,876.00 $2,088.00 $37,390.93
Total $942,808.02 $116,280.00 $62,640.00 $1,121,728.02
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS