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3417 Aquia Dr , Stafford, VA 22554
$949,900
Est. Payment: $4,976.40/mo
6 Bed
5 Bath
4852 Sqft
1.68 Acres
Status: active | Days on site: 15
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MACCP1 - 3317675
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House Description

| WATERFRONT | APPROX. 160 FT OF SHORELINE | 4,852 FINISHED SQ FT | 6 BR | 5 BA | THREE FINISHED LEVELS | THREE COVERED DECKS | AQUIA HARBOUR | AVAILABLE NOW | Welcome to the Loreto, a remarkable waterfront residence designed to take full advantage of its setting along approximately 160 feet of shoreline in sought-after Aquia Harbour. Offering 4,852 finished square feet across three beautifully designed levels and three covered composite decks overlooking the water, this home pairs the ease of main-level living with the space and flexibility of a much larger estate home. Step inside to soaring vaulted ceilings, abundant natural light, and an open-concept design where the kitchen, dining, and living spaces come together effortlessly for both everyday living and entertaining. The gourmet kitchen anchors the main living area with soft-close cabinetry, quartz countertops, stainless steel appliances, an expansive center island, and luxury vinyl plank flooring. The main-level primary suite is a private retreat with an oversized walk-in closet, additional closet space, and a spa-inspired bath featuring a freestanding soaking tub and large tiled shower. Two additional bedrooms complete the main level. The first finished lower level was designed with guests and entertaining in mind, offering a generous recreation room and two additional bedroom suites, each with access to its own full bath. Continue to the second finished lower level for yet another expansive recreation space, the sixth bedroom, fifth full bath, and an impressive storage area with room for everything from keepsakes to your favorite waterfront gear. Outdoors, three covered composite decks create an extension of the living space and a place to relax, entertain, and enjoy the peaceful waterfront setting throughout the seasons. Beyond the property, Aquia Harbour offers an established community rich with amenities while keeping you convenient to shopping, dining, Route 1, I-95, Quantico, and the Brooke VRE Station, approximately 11 miles away. With nearly 4,900 finished square feet, six bedrooms, five full baths, three finished levels, three covered composite decks, approximately 160 feet of shoreline, and multiple outdoor living spaces overlooking the water, the Loreto offers a rare opportunity to own a brand-new waterfront home where space, privacy, design, and lifestyle come together. ***PHOTOS are of actual home.

Highlights

Listed by Emily Schroeder , 5402887005 MacDoc Property Mangement LLC , 5403704040. Bright MLS

Property Type

Residential

Lot/Acreage
1.68

HOA Fee

1500 Annually

Year Built

2026

County

Stafford

Neighborhood

Aquia Harbour

School District

Stafford County Public Schools

Listing ID

VAST2055166

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Built-In Microwave, Cooktop, Dishwasher, Oven - Wall, Range Hood, Stainless Steel Appliances, Water Heater, Washer/Dryer Hookups Only, Refrigerator
Air Cond:Central A/C
Fireplaces:Electric,Heatilator,Mantel(s),Insert,1 Fireplace
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:3620
Below Ground Sq Ft:1232
Basement:Connecting Stairway,Fully Finished,Heated,Interior Access,Poured Concrete,Windows,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Bathroom - Soaking Tub
Water:Public

Exterior Features

Lot:Sloping,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent, Water/Lake Privileges
Sewer:Public Sewer
Parking Features:Garage Door Opener,Inside Access,Garage - Side Entry,Attached Garage,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 12:00 pm - 3:00 pm Nov 14
Principal Interest
$4,976
Taxes
$151
HOA
$1,500

Home Price

$949,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$189,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,976.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,976.40 $151.33 $1,500.00 $6,627.74
Yearly $59,716.83 $1,816.00 $18,000.00 $79,532.83
Total $1,791,504.98 $54,480.00 $540,000.00 $2,385,984.98
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS