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56 Iron Master Dr , Stafford, VA 22554
$699,990
Est. Payment: $3,667.16/mo
5 Bed
4 Bath
3621 Sqft
0.19 Acres
Status: active under contract | Days on site: 40
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KWCP1 - 3093271
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House Description

ASSUMABLE LOAN AT 2.25%! Subject to lender approval and buyer qualification. A rare opportunity to potentially secure a significantly below-market mortgage rate! Experience the charm of Colonial Forge with this stunning Craftsman-style home, newly renovated in 2024, offering a perfect blend of modern elegance, comfort, and community spirit. One of the home’s most compelling features is the opportunity to assume the existing mortgage at an exceptionally low 2.25% interest rate, subject to lender approval and qualification. This rare financing opportunity could provide significant savings compared with today’s mortgage rates. This spacious 5-bedroom, 3.5-bathroom residence is designed for both comfort and functionality, featuring a welcoming fireplace and a walkout basement that opens to your backyard oasis. The attached garage provides convenient parking and additional storage, while energy-efficient HVAC and appliances help provide year-round comfort and efficiency. The community association provides trash and sewer services, creating a convenient, low-maintenance lifestyle. Enjoy sunny days at the community pool or take leisurely strolls through beautifully maintained green spaces. Highly rated schools are just moments away, making this an ideal location for families. With a generous 0.19-acre lot, there is ample space for outdoor activities, entertaining, and gatherings. The neighborhood offers a strong sense of community, where neighbors become friends and community events bring everyone together. This home is more than just a place to live—it’s an opportunity to enjoy a beautifully renovated home while potentially taking advantage of an assumable 2.25% mortgage rate. Don’t miss this exceptional opportunity to own a home in Colonial Forge with a financing advantage that is increasingly difficult to find!

Highlights

Listed by Julio A Cruz , 5716602760 Keller Williams Capital Properties , 2022437700. Bright MLS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

98.67 Monthly

Year Built

2017

County

Stafford

Neighborhood

Colonial Forge

School District

Stafford County Public Schools

Listing ID

VAST2052404

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Some
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:2422
Below Ground Sq Ft:1199
Basement:Walkout Stairs
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R3
Others:
  • ▪ Additional:Excellent, Trash, Sewer, Pool(s), Recreation Facility
Sewer:Public Sewer
Parking Features:Additional Storage Area,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,667
Taxes
$501
HOA
$99

Home Price

$699,990

Loan Details

30 yrs
6.844%

Down Payment

20%
$139,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,667.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,667.16 $501.08 $98.67 $4,266.91
Yearly $44,005.88 $6,013.00 $1,184.04 $51,202.92
Total $1,320,176.41 $180,390.00 $35,521.20 $1,536,087.61
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Stafford, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS